Last Updated: 01/21/2026
Everwise Credit Union Performance Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
0.50%
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$2(Verified 01/21/2026)
Everwise Credit Union Performance Checking Account Review
The Everwise Credit Union Performance Checking Account is offered by Everwise Credit Union, a credit union founded in 1931 and based in South Bend, IN. Everwise Credit Union Performance Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- When you use your Platinum Debit Mastercard®, you earn 0.5% back on all non-PIN purchases.
- 0.50% cash back. Everwise Credit Union Performance Checking Account offers rewards on purchases (see terms and conditions for full details).
- Waivable monthly maintenance fee. Low $2 monthly fee is waived if your monthly statement is delivered as an eStatement OR you enroll in Direct Deposit OR maintain monthly combined balances of $2,500 in Deposits, Loans and/or Investments, OR conduct ten (10) transactions on your account
- No ATM fees. Everwise Credit Union Performance Checking Account does not charge fees on ATM transactions .
Everwise Credit Union Performance Checking Account Pros & Cons
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Everwise Credit Union Performance Checking Account FAQ
Are checking accounts from Everwise Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Everwise Credit Union Performance Checking Account offer?
Everwise Credit Union Performance Checking Account is not an interest-bearing account.
What are the account minimums for Everwise Credit Union Performance Checking Account?
Everwise Credit Union Performance Checking Account requires a minimum initial deposit of $25.00.
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| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Everwise Credit Union Performance Checking Account charge?
This account charges a monthly maintenance fee each statement cycle of $2.00.
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| Monthly Service Fee | $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Everwise Credit Union Performance Checking Account offer?
This account includes the following features:
- When you use your Platinum Debit Mastercard®, you earn 0.5% back on all non-PIN purchases.
- Fraud monitoring - Everwise Credit Union Performance Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Everwise Credit Union Performance Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Everwise Credit Union Performance Checking Account?
The customer support email for Everwise Credit Union Performance Checking Account is memberservices@everwisecu.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 7:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 7:00PM
Thursday
9:00AM - 7:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM