Last Updated: 01/21/2026
Everwise Credit Union World Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
0.5%
APY (Annual Percentage Yield)
0.05% - 0.15%(Verified 06/21/2024)
Monthly Service Fee
$10(Verified 01/21/2026)
Everwise Credit Union World Checking Account Review
The Everwise Credit Union World Checking Account is offered by Everwise Credit Union, a credit union founded in 1931 and based in South Bend, IN. Everwise Credit Union World Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Get 0.5% cash back on purchases, plus build up your savings balance by enrolling in the Round-Up Savings program.
- 0.5% cash back. Everwise Credit Union World Checking Account offers rewards on purchases (see terms and conditions for full details).
- Higher than average APY. Everwise Credit Union World Checking Account has an annual percentage yield of up to 0.15% (depending on balance), which is higher than the national average interest rate on savings accounts.
- Waivable monthly maintenance fee. $10 monthly fee will be waived if your combined deposit, loan, and Investment Services exceed $100,000 OR $2 will be waived if your monthly statement is delivered as an eStatement.
- No ATM fees. Everwise Credit Union World Checking Account does not charge fees on ATM transactions .
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Everwise Credit Union World Checking Account Pros & Cons
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Everwise Credit Union World Checking Account FAQ
Are checking accounts from Everwise Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Everwise Credit Union World Checking Account offer?
Everwise Credit Union World Checking Account offers an APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.05% - 0.15% |
What are the account minimums for Everwise Credit Union World Checking Account?
Everwise Credit Union World Checking Account requires a minimum initial deposit of $25.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Combined Balance to Avoid Monthly Maintenance Fee | Starting at $100,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Everwise Credit Union World Checking Account charge?
This account charges a monthly maintenance fee each statement cycle of $10.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Everwise Credit Union World Checking Account offer?
This account includes the following features:
- Get 0.5% cash back on purchases, plus build up your savings balance by enrolling in the Round-Up Savings program.
- ATM rebates - This account will reimburse you for domestic ATM fees .
- Fraud monitoring - Everwise Credit Union World Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Everwise Credit Union World Checking Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Everwise Credit Union World Checking Account?
The customer support email for Everwise Credit Union World Checking Account is memberservices@everwisecu.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 7:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 7:00PM
Thursday
9:00AM - 7:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM