Family Savings Credit Union Checking Accounts
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% - 3.00% (Verified 04/20/2023) |
| Monthly Fee |
$0 - $5 (Verified 04/20/2023) |
| Minimum Balance to Avoid Monthly Fee | N/A |
Family Savings Credit Union Checking Accounts Review
Family Savings Credit Union Checking Accounts is offered by family savings credit union, a credit union founded in 1951 and based in Gadsden, AL. Family Savings Credit Union Checking Accounts is available in 50 states (and Washington, DC).
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.00%, which is much higher than the average for a checking account. However, you must keep a minimum balance of $0.01.
- Charges a monthly fee. This account charges a monthly service fee of up to $5.
- No ATM fees. Family Savings Credit Union Checking Accounts does not charge fees on ATM transactions.
family savings credit union Pros & Cons
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family savings credit union FAQ
Are checking accounts from Family Savings Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does family savings credit union offer?
family savings credit union offers an APY starting at 0.05% and ranging up to 3.00% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 3.00% |
What are the account minimums for family savings credit union?
family savings credit union requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Earn APY | $0.01 |
What fees does family savings credit union charge?
This account charges a monthly service fee of up to $5.
| Description | |
|---|---|
| Monthly Fee | $0 - $5 |
| Returned Deposited Check | Up to $15 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $35 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Check Cashing Fee | $3 |
What features and perks does family savings credit union offer?
This account includes the following features:
- Mobile Banking Services - family savings credit union allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for family savings credit union?
The customer support email for family savings credit union is service@familysavingscu.com.
Contact
- Headquarters
-
711 E Meighan Blvd
Gadsden, AL 35903 - (888) 311-3728
- Visit Site
- Email Support
Other Services by Family Savings Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Earn APY | $0.01 |
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