Last Updated: 01/21/2026
First Financial FCU Better Rewards Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
Up to 1.5%
Disclaimer popup with additional information
APY (Annual Percentage Yield)
0.10% - 3.00%(Verified 06/21/2024)
Monthly Service Fee
$0(Verified 01/21/2026)
First Financial FCU Better Rewards Checking Account Review
The First Financial FCU Better Rewards Checking Account is offered by First Financial Federal Credit Union, a credit union founded in 1953 and based in Sparks Glencoe, MD. First Financial FCU Better Rewards Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- An additional 1/2% rewards rate on your share certificates.
- Up to 3.00% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.00%, which is much higher than the average for the checking accounts that we track
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. First Financial FCU Better Rewards Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Financial Federal Credit Union mobile or online banking.
First Financial FCU Better Rewards Checking Account Pros & Cons
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First Financial FCU Better Rewards Checking Account FAQ
Are checking accounts from First Financial Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does First Financial FCU Better Rewards Checking Account offer?
First Financial FCU Better Rewards Checking Account offers an APY starting at 0.10% and ranging up to 3.00% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.10% - 3.00% |
What are the account minimums for First Financial FCU Better Rewards Checking Account?
First Financial FCU Better Rewards Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does First Financial FCU Better Rewards Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does First Financial FCU Better Rewards Checking Account offer?
This account includes the following features:
- An additional 1/2% rewards rate on your share certificates.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Financial FCU Better Rewards Checking Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for First Financial FCU Better Rewards Checking Account?
The customer support email for First Financial FCU Better Rewards Checking Account is support@firstfinancial.org.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed