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Last Updated: 01/21/2026

First Mid Bank & Trust Basic Checking

in Checking Accounts from First Mid Bank & Trust

Last Updated: 01/21/2026

First Mid Bank & Trust Basic Checking logo
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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0 - $3(Verified 01/21/2026)
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First Mid Bank & Trust Basic Checking Review

The First Mid Bank & Trust Basic Checking is offered by First Mid Bank & Trust, a bank founded in 1934 and based in Mattoon, IL. First Mid Bank and Trust basic checking is available in 2 states.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly fee of up to $3.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Mid Bank & Trust mobile or online banking.

First Mid Bank and Trust basic checking Pros & Cons

First Mid Bank and Trust basic checking FAQ

Are checking accounts from First Mid Bank & Trust federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Mid Bank and Trust basic checking offer?

First Mid Bank and Trust basic checking is not an interest-bearing account.

What are the account minimums for First Mid Bank and Trust basic checking?

First Mid Bank and Trust basic checking requires a minimum initial deposit of $50.

What fees does First Mid Bank and Trust basic checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $3.

What features and perks does First Mid Bank and Trust basic checking offer?

This account includes the following features:
  • Fraud monitoring - First Mid Bank and Trust basic checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Mid Bank and Trust basic checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Mid Bank and Trust basic checking?

The customer support email for First Mid Bank and Trust basic checking is socialmedia@firstmid.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

First Mid Bank & Trust Basic Checking logo

Message from First Mid Bank and Trust basic checking

Easy with Plenty of Extras! Basic Checking from First Mid gives you all the checking essentials, and if you sign up for eStatements with Online Banking, the monthly maintenance fee is waived. It’s that simple to get everything you need! So if you’re the type of person who writes only a couple of checks a month but loves having access to your accounts while you’re on the go, this is a great option for you!

Contact

Headquarters

1515 Charleston Ave
Mattoon, IL 61938
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

Other Services by First Mid Bank & Trust