
First Mid Bank & Trust Basic Checking
in Checking Accounts from First Mid Bank & Trust · Member fdic
UnaffiliatedFirst Mid Bank & Trust Basic Checking
in Checking Accounts from First Mid Bank & Trust · Member FDIC
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Monthly Fee | $0 - $3 |
ATM Fee: Out-of-Network | N/A |
Minimum Balance to Avoid Monthly Fee | N/A |
APY (Annual Percentage Yield) | N/A |
First Mid Bank & Trust Basic Checking Review
First Mid Bank & Trust Basic Checking is offered by First Mid Bank & Trust, a bank founded in 1934 and based in Mattoon, IL. First Mid Bank & Trust Basic Checking is available in 2 states across the USA.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $3.
- $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Free bill pay. Pay your bills to practically anyone in the United States through First Mid Bank & Trust.
- Hard credit pull. First Mid Bank & Trust may require a hard pull on your credit report to open a checking account.
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Are checking accounts from First Mid Bank & Trust federally insured?
Yes, your First Mid Bank & Trust checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #3705). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Mid Bank & Trust Basic Checking offer?
First Mid Bank & Trust Basic Checking is not an interest bearing account.What are the account minimums for First Mid Bank & Trust Basic Checking?
First Mid Bank & Trust Basic Checking requires a minimum initial deposit of $50 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $50 |
What fees does First Mid Bank & Trust Basic Checking charge?
This account charges a monthly maintenance fee of up to $3.
Description | |
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Monthly Fee | $0 - $3 |
Paper Statement Fee | $3 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | N/A |
NSF Fee | N/A |
Overdraft Protection Fee (per transfer) | N/A |
Overdraft Item Fee | N/A |
Early Account Closure | N/A |
Returned Deposit Fee (Domestic) | N/A |
Debit Card Replacement Fee | N/A |
Bank Teller Fee | $0 |
Check Cashing Fee | $0 |
Online Bill Pay Fee | $0 |
Stop Payment Fee | N/A |
Check Image Service | N/A |
Check Copy | N/A |
Foreign Transaction Fee (Debit Card) | N/A |
Wire Transfer Fee - Domestic (Outgoing) | N/A |
Wire Transfer Fee - International (Outgoing) | N/A |
Wire Transfer Fee - International (Incoming) | N/A |
Returned Deposit Fee (International) | N/A |
Wire Transfer Fee - Domestic (Incoming) | N/A |
ATM Reimbursement Monthly Limit | N/A |
What features and perks does First Mid Bank & Trust Basic Checking offer?
This account includes the following features:
- Fraud monitoring - First Mid Bank & Trust Basic Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Mid Bank & Trust Basic Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
1515 Charleston Ave
Mattoon, IL 61938 - Visit Site
Other Services by First Mid Bank & Trust

Availability
- Illinois
- Missouri
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