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  First Midwest Bank Easy Checking

First Midwest Bank Easy Checking

in Checking Accounts from First Midwest Bank

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First Midwest Bank Easy Checking

Unaffiliated

in Checking Accounts from First Midwest Bank

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Highlights
Highlights
Monthly Fee $0 - $7.49
Minimum Balance to Avoid Monthly Fee $100
ATM Fee: Out-of-Network $3
APY (Annual Percentage Yield) 0%

First Midwest Bank Easy Checking Review

First Midwest Bank Easy Checking is offered by First Midwest Bank, a bank founded in 1933 and based in Chicago, . First Midwest Bank Easy Checking is available in 4 states across the USA.

Are checking accounts from First Midwest Bank federally insured?

Yes, your First Midwest Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Midwest Bank offer?

First Midwest Bank Easy Checking is not an interest-bearing account.

What are the account minimums for First Midwest Bank Easy Checking?

First Midwest Bank Easy Checking requires a minimum initial deposit of $100 to open an account.

First Midwest Bank Easy Checking Account Minimums
Description Amount
Minimum Initial Deposit $100
Minimum Balance to Avoid Monthly Fee $100

What fees does First Midwest Bank Easy Checking charge?

This account charges a monthly maintenance fee of up to $7.49.

First Midwest Bank Easy Checking Fees
Description
Monthly Fee $0 - $7.49
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $36
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $36
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $37
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $36
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does First Midwest Bank Easy Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Midwest Bank Easy Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 4 states
  • Illinois
  • Indiana
  • Iowa
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit $100
Minimum Balance to Avoid Monthly Fee $100
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $7.49
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $36
Returned Deposit Fee (International) $36
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $3
Bank Account Features
  • Branch Access
  • Debit Card
  • Fraud Protection
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network

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First Midwest Bank Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY (Annual Percentage Yield)

First Midwest Bank Diamond Checking
Monthly Fee $0 - $20     $0 $95
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $3 ATM Fee: Out-of-Network
APY (Annual Percentage Yield) 0.01% - 0.08%     0% 5%
First Midwest Bank Midwest Checking
Monthly Fee $0 - $12     $0 $95
Minimum Balance to Avoid Monthly Fee $2,500 Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $3 ATM Fee: Out-of-Network
APY (Annual Percentage Yield) 0.01% - 0.03%     0% 5%
First Midwest Bank Student Checking
Monthly Fee $0 Monthly Fee
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $3 ATM Fee: Out-of-Network
APY (Annual Percentage Yield) 0% APY (Annual Percentage Yield)