First Midwest Bank Easy Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 - $8.99 |
| Minimum Balance to Avoid Monthly Fee | Starting at $100 |
First Midwest Bank Easy Checking Review
First Midwest Bank Easy Checking is offered by First Midwest Bank, a bank founded in 1933 and based in Chicago, . First Midwest Bank Easy Checking is available in 4 states across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, First Midwest Bank Easy Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of up to $8.99, but the fee is waived if you keep a minimum balance of $100.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through First Midwest Bank.
First Midwest Easy checking Pros & Cons
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First Midwest Easy checking FAQ
Are checking accounts from First Midwest Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Midwest Easy checking offer?
First Midwest Easy checking is not an interest-bearing account.
What are the account minimums for First Midwest Easy checking?
First Midwest Easy checking requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $100 |
What fees does First Midwest Easy checking charge?
This account charges a monthly service fee of up to $8.99.
| Description | |
|---|---|
| Monthly Fee | $0 - $8.99 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $36 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (Domestic) | $36 |
| Returned Deposit Fee (International) | $36 |
| Stop Payment Fee | $37 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does First Midwest Easy checking charge overdraft fees?
Yes, First Midwest Easy checking charges a $36 fee for every overdraft. You can get overdraft protection at a cost of $10 per transaction.What features and perks does First Midwest Easy checking offer?
This account includes the following features:
- Fraud monitoring - First Midwest Easy checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Midwest Easy checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for First Midwest Easy checking?
The customer support email for First Midwest Easy checking is CustomerCare@FirstMidwest.com.
Message From First Midwest Easy checking
Contact
- Headquarters
-
8750 W. Bryn Mawr Ave
Chicago, 60631 USA - Visit Site
- Email Support
Other Services by First Midwest Bank
Other Checking Accounts by First Midwest Bank
Availability
- Illinois
- Indiana
- Iowa
- Wisconsin
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $100 |
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