First Midwest Bank Midwest Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% - 0.03% (Verified 08/04/2023) |
| Monthly Fee |
$0 - $12 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
First Midwest Bank Midwest Checking Review
First Midwest Bank Midwest Checking is offered by First Midwest Bank, a bank founded in 1933 and based in Chicago, . First Midwest Bank checking account is available in 4 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $12, but the fee is waived if you keep a minimum balance of $2,500 or have a monthly direct deposit of $1,000.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through First Midwest Bank.
First Midwest Bank checking account Pros & Cons
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First Midwest Bank checking account FAQ
Are checking accounts from First Midwest Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Midwest Bank checking account offer?
First Midwest Bank checking account offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.03% |
What are the account minimums for First Midwest Bank checking account?
First Midwest Bank checking account requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $1,000 |
What fees does First Midwest Bank checking account charge?
This account charges a monthly service fee of up to $12.
| Description | |
|---|---|
| Monthly Fee | $0 - $12 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $36 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (Domestic) | $36 |
| Returned Deposit Fee (International) | $36 |
| Stop Payment Fee | $37 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does First Midwest Bank checking account charge overdraft fees?
Yes, First Midwest Bank checking account charges a $36 fee for every overdraft. You can get overdraft protection at a cost of $10 per transaction.What features and perks does First Midwest Bank checking account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Midwest Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for First Midwest Bank checking account?
The customer support email for First Midwest Bank checking account is CustomerCare@FirstMidwest.com.
Message From First Midwest Bank checking account
Contact
- Headquarters
-
8750 W. Bryn Mawr Ave
Chicago, 60631 USA - Visit Site
- Email Support
Other Services by First Midwest Bank
Other Checking Accounts by First Midwest Bank
Availability
- Illinois
- Indiana
- Iowa
- Wisconsin
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $1,000 |
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