SuperMoney 
  First Midwest Bank Midwest Checking

First Midwest Bank Midwest Checking

in Checking Accounts from First Midwest Bank

Unaffiliated

First Midwest Bank Midwest Checking

Unaffiliated

in Checking Accounts from First Midwest Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend First Midwest Bank Midwest Checking to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Monthly Fee $0 - $12
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: Out-of-Network $3
APY 0.01% - 0.03%

First Midwest Bank Midwest Checking Review

First Midwest Bank Midwest Checking is offered by First Midwest Bank, a bank founded in 1933 and based in Chicago, . First Midwest Bank Midwest Checking is offered in 4 states across the USA.

Are checking accounts from First Midwest Bank federally insured?

Yes, your First Midwest Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Midwest Bank offer?

First Midwest Bank Midwest Checking offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change).

First Midwest Bank Midwest Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.03%

What are the account minimums for First Midwest Bank Midwest Checking?

First Midwest Bank Midwest Checking requires a minimum initial deposit of $100 to open an account.

First Midwest Bank Midwest Checking Account Minimums
Description Amount
Minimum Initial Deposit $100
Minimum Direct Deposit to Avoid Monthly Fee $1,000
Minimum Balance to Avoid Monthly Fee $2,500

What fees does First Midwest Bank Midwest Checking charge?

This account charges a monthly maintenance fee of up to $12.

First Midwest Bank Midwest Checking Fees
Description
Monthly Fee $0 - $12
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $36
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $36
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $37
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $36
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does First Midwest Bank Midwest Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Midwest Bank Midwest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 4 states
  • Illinois
  • Indiana
  • Iowa
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit $100
Minimum Direct Deposit to Avoid Monthly Fee $1,000
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $12
ATM Fee: Out-of-Network $3
NSF Fee $36
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $36
Debit Card Replacement Fee $5
Stop Payment Fee $37
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $36
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • Branch Access
  • Check Writing
  • Debit Card
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
APY 0.01% - 0.03%

Be the first to rate

 
 

Would you recommend First Midwest Bank Midwest Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts

First Midwest Bank Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

First Midwest Bank Diamond Checking
Monthly Fee $0 - $20     $0 $95
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $3 ATM Fee: Out-of-Network
APY 0.01% - 0.08%     0% 5%
First Midwest Bank Easy Checking

First Midwest Bank Easy Checking

Be the first to rate

Monthly Fee $0 - $7.49     $0 $95
Minimum Balance to Avoid Monthly Fee $100 Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $3 ATM Fee: Out-of-Network
APY 0% APY
First Midwest Bank Student Checking
Monthly Fee $0 Monthly Fee
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $3 ATM Fee: Out-of-Network
APY 0% APY