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  First Midwest Bank Midwest Checking

First Midwest Bank Midwest Checking

in Checking Accounts from First Midwest Bank

Unaffiliated

First Midwest Bank Midwest Checking

Unaffiliated

in Checking Accounts from First Midwest Bank

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Highlights
Highlights
Monthly Fee $0 - $12
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee $2,500
APY (Annual Percentage Yield) 0.01% - 0.03%

First Midwest Bank Midwest Checking Review

First Midwest Bank Midwest Checking is offered by First Midwest Bank, a bank founded in 1933 and based in Chicago, . First Midwest Bank Midwest Checking is available in 4 states across the USA.

First Midwest Bank Midwest Checking FAQ

Are checking accounts from First Midwest Bank federally insured?

Yes, your First Midwest Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Midwest Bank Midwest Checking offer?

First Midwest Bank Midwest Checking offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change).

First Midwest Bank Midwest Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.03%

What are the account minimums for First Midwest Bank Midwest Checking?

First Midwest Bank Midwest Checking requires a minimum initial deposit of $100 to open an account.

First Midwest Bank Midwest Checking Account Minimums
Description Amount
Minimum Initial Deposit $100
Minimum Direct Deposit to Avoid Monthly Fee $1,000
Minimum Balance to Avoid Monthly Fee $2,500

What fees does First Midwest Bank Midwest Checking charge?

This account charges a monthly maintenance fee of up to $12.

First Midwest Bank Midwest Checking Fees
Description
Monthly Fee $0 - $12
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $36
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $36
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $37
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $36
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does First Midwest Bank Midwest Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Midwest Bank Midwest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 4 states
  • Illinois
  • Indiana
  • Iowa
  • Wisconsin

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $1,000
Minimum Initial Deposit $100
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $12
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $36
Returned Deposit Fee (International) $36
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $3
Bank Account Features
  • Branch Access
  • Check Writing
  • Debit Card
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
APY (Annual Percentage Yield) 0.01% - 0.03%

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