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  First Republic Bank Checking Account

First Republic Bank Checking Account

in Checking Accounts from First Republic Bank

Unaffiliated

First Republic Bank Checking Account

Unaffiliated

in Checking Accounts from First Republic Bank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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2 users don't recommend
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 - $30
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY (Annual Percentage Yield) 0.05% - 0.65%

First Republic Bank Checking Account Review

First Republic Bank Checking Account is offered by First Republic Bank, a bank founded in 1985 and based in San Francisco, CA. First Republic Bank Checking Account is available in 6 states across the USA.

Are checking accounts from First Republic Bank federally insured?

Yes, your First Republic Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Republic Bank offer?

First Republic Bank Checking Account offers an APY starting at .05% and ranging up to .65% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $3500.

First Republic Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) .05% - .65%

What are the account minimums for First Republic Bank Checking Account?

First Republic Bank Checking Account requires a minimum initial deposit of $25 to open an account.

First Republic Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
APY Minimum Balance $3,500

What fees does First Republic Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

First Republic Bank Checking Account Fees
Description
Monthly Fee $0 - $30
Paper Statement Fee $10
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $30
Overdraft Protection Fee (per transfer) $3
Overdraft Item Fee $30
Early Account Closure $0
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $8
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $30
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does First Republic Bank Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - First Republic Bank Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - First Republic Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 6 states
  • California
  • Connecticut
  • Florida
  • Massachusetts
  • New York
  • Oregon

Feature Breakdown

APY Minimum Balance $3,500
Minimum Initial Deposit $25
ATM Fee: In-Network $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Debit Card Replacement Fee $5
Monthly Fee $0 - $30
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $3
Paper Statement Fee $10
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $8
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $30
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Fraud Monitoring
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
APY (Annual Percentage Yield) 0.05% - 0.65%

First Republic Bank Checking Account Community Reviews

 

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