First Republic Bank Classic Checking

First Republic Bank Classic Checking Review

First Republic Bank Classic Checking is offered by First Republic Bank, a bank founded in 1985 and based in San Francisco, CA. First Republic Bank Classic Checking is available in 50 states (and Washington, DC).

Key Takeaways

• 0% APY. As with most checking accounts, First Republic Bank Classic Checking does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $2,500.
• $500 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. First Republic Bank Classic Checking does not charge fees on ATM transactions.
• ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).

First Republic checking account Pros & Cons

First Republic checking account FAQ

Are checking accounts from First Republic Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Republic checking account offer?

First Republic checking account is not an interest-bearing account.

What are the account minimums for First Republic checking account?

First Republic checking account requires a minimum initial deposit of $500 to open an account.

What fees does First Republic checking account charge?

This account charges a monthly service fee of up to $25.

Does First Republic checking account charge overdraft fees?

What features and perks does First Republic checking account offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees.
• Fraud monitoring - First Republic checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Mobile Banking Services - First Republic checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Republic checking account?

The customer support email for First Republic checking account is info@firstrepublic.com.