Frost Bank Checking Account
in Checking Accounts from Frost Bank · Member FDIC
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| Monthly Fee | $0 - $8 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
| APY (Annual Percentage Yield) | 0.01% |
Frost Bank Checking Account Review
Frost Bank Checking Account is offered by Frost Bank, a bank founded in 1868 and based in San Antonio, TX. Frost Bank Checking Account is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $8, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $100, or $5,000 combined balance accross eligible accounts..
- Free bill pay. Pay your bills to practically anyone in the United States through Frost Bank.
- Hard credit pull. Frost Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Frost Bank federally insured?
Yes, your Frost Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Frost Bank Checking Account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Frost Bank Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.
What are the account minimums for Frost Bank Checking Account?
Frost Bank Checking Account requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $25 |
| APY Minimum Balance | $5,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
What fees does Frost Bank Checking Account charge?
This account charges a monthly maintenance fee of up to $8.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 - $8 |
| NSF Fee | $34 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $4 |
| Returned Deposit Fee (International) | $4 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $12 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| ATM Fee: Out-of-Network | $2 |
What features and perks does Frost Bank Checking Account offer?
This account includes the following features:
- Fraud monitoring - Frost Bank Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Frost Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
100 West Houston Street
San Antonio, TX 78205 - (210) 220-4000
- Visit Site
Other Services by Frost Bank
Availability
Feature Breakdown
| APY Minimum Balance | $5,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
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