Frost Bank Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.02% (Verified 08/04/2023)
|
| Monthly Fee |
$0 - $8 (Verified 08/04/2023)
|
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Frost Bank Checking Account Review
Frost Bank Checking Account is offered by Frost Bank, a bank founded in 1868 and based in San Antonio, TX. Frost Bank checking account is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- Charges a monthly fee. This account charges a monthly service fee of up to $8, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $100, or $5,000 combined balance accross eligible accounts.
- Bill pay. Pay your bills to practically anyone in the United States through Frost Bank.
Frost Bank checking account Pros & Cons
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Frost Bank checking account FAQ
Are checking accounts from Frost Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Frost Bank checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.02% |
Frost Bank checking account offers an APY of 0.02% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $5000.
What are the account minimums for Frost Bank checking account?
Frost Bank checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $100 |
| Minimum Balance to Earn APY | $5,000 |
What fees does Frost Bank checking account charge?
This account charges a monthly service fee of up to $8.
| Description | |
|---|---|
| Monthly Fee | $0 - $8 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $34 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $4 |
| Returned Deposit Fee (International) | $4 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $12 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Frost Bank checking account charge overdraft fees?
Yes, Frost Bank checking account charges a $34 fee for every overdraft.What features and perks does Frost Bank checking account offer?
This account includes the following features:
- Fraud monitoring - Frost Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Frost Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Frost Bank checking account?
The customer support email for Frost Bank checking account is webhelp@frostbank.com.
Message From Frost Bank checking account
Contact
- Headquarters
-
100 West Houston Street
San Antonio, TX 78205 USA - (210) 220-4000
- Visit Site
- Email Support
Other Services by Frost Bank
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $100 |
| Minimum Balance to Earn APY | $5,000 |
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