Gate City Bank Totally Free Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Gate City Bank Totally Free Checking Account Review
Gate City Bank Totally Free Checking Account is offered by Gate City Bank, a bank founded in 1923 and based in Fargo, ND. Gate City Bank Totally Free Checking Account is available in 2 states across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Gate City Bank Totally Free Checking Account does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- Bill pay. Pay your bills to practically anyone in the United States through Gate City Bank.
Gate City Bank checking account Pros & Cons
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Gate City Bank checking account FAQ
Are checking accounts from Gate City Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #27774). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Gate City Bank checking account offer?
Gate City Bank checking account is not an interest-bearing account.
What are the account minimums for Gate City Bank checking account?
Gate City Bank checking account requires a minimum initial deposit of $50 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $50 |
What fees does Gate City Bank checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1 |
| NSF Fee | $32 |
| Overdraft Item Fee | $32 |
| Returned Deposit Fee (Domestic) | $13 |
| Returned Deposit Fee (International) | $13 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - International (Incoming) | $22 |
| Online Bill Pay Fee | $0 |
Does Gate City Bank checking account charge overdraft fees?
Yes, Gate City Bank checking account charges a $32 fee for every overdraft.What features and perks does Gate City Bank checking account offer?
This account includes the following features:
- Fraud monitoring - Gate City Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Gate City Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Gate City Bank checking account?
The customer support email for Gate City Bank checking account is socialmedia@gatecity.bank.
Message From Gate City Bank checking account
Contact
- Headquarters
-
P.O. Box 2847
Fargo, ND 58108 USA - (800) 423-3344
- Visit Site
- Email Support
Other Services by Gate City Bank
Availability
- Minnesota
- North Dakota
Feature Breakdown
| Minimum Opening Deposit | Starting at $50 |
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