Gate City Bank Totally Free Checking Account
in Checking Accounts from Gate City Bank · Member fdic
UnaffiliatedGate City Bank Totally Free Checking Account
in Checking Accounts from Gate City Bank · Member FDIC
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $1 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% |
Gate City Bank Totally Free Checking Account Review
Gate City Bank Totally Free Checking Account is offered by Gate City Bank, a bank founded in 1923 and based in Fargo, ND. Gate City Bank Totally Free Checking Account is available in 2 states across the USA.
- 0% APY. As with most checking accounts, Gate City Bank Totally Free Checking Account does not pay interest.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Free bill pay. Pay your bills to practically anyone in the United States through Gate City Bank.
- Hard credit pull. Gate City Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Gate City Bank federally insured?
Yes, your Gate City Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #27774). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Gate City Bank Totally Free Checking Account offer?
Gate City Bank Totally Free Checking Account is not an interest-bearing account.
What are the account minimums for Gate City Bank Totally Free Checking Account?
Gate City Bank Totally Free Checking Account requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
What fees does Gate City Bank Totally Free Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | N/A |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1 |
| NSF Fee | $32 |
| Overdraft Protection Fee (per transfer) | N/A |
| Overdraft Item Fee | $32 |
| Early Account Closure | N/A |
| Returned Deposit Fee (Domestic) | $13 |
| Debit Card Replacement Fee | N/A |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $27 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | N/A |
| Wire Transfer Fee - Domestic (Outgoing) | N/A |
| Wire Transfer Fee - International (Outgoing) | N/A |
| Wire Transfer Fee - International (Incoming) | $22 |
| Returned Deposit Fee (International) | $13 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Gate City Bank Totally Free Checking Account offer?
This account includes the following features:
- Fraud monitoring - Gate City Bank Totally Free Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Gate City Bank Totally Free Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
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P.O. Box 2847
Fargo, ND 58108 - (800) 423-3344
- Visit Site
Other Services by Gate City Bank
Availability
- Minnesota
- North Dakota
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