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  Hancock Whitney Access Checking
Hancock Whitney Access Checking
in Checking Accounts from Hancock Whitney Bank · Member FDIC
Unaffiliated

Hancock Whitney Access Checking

Unaffiliated
in Checking Accounts from Hancock Whitney Bank · Member FDIC
Net Recommendation Score +50  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee Starting at $250

Hancock Whitney Access Checking Review

Hancock Whitney Access Checking is offered by Hancock Whitney Bank savings accounts, a bank founded in 1899 and based in Gulfport, MS. Hancock Whitney Access Checking is available in 5 states across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Hancock Whitney Access Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $250 or have a monthly direct deposit of $250.
  • Bill pay. Pay your bills to practically anyone in the United States through Hancock Whitney Bank.

Hancock Whitney Access checking Pros & Cons

Pros Cons
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in 5 states.
  • Monthly service charge (if minimums are not met).

Hancock Whitney Access checking FAQ

Are checking accounts from Hancock Whitney Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Hancock Whitney Access checking offer?

Hancock Whitney Access checking is not an interest-bearing account.

What are the account minimums for Hancock Whitney Access checking?

Hancock Whitney Access checking requires a minimum initial deposit of $50 to open an account.

Hancock Whitney Access Checking Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $250
Minimum Direct Deposit to Avoid Monthly Fee Starting at $250

What fees does Hancock Whitney Access checking charge?

This account charges a monthly service fee of up to $10.

Hancock Whitney Access Checking Fees
Description
Monthly Fee $0 - $10
NSF Fee $36
Overdraft Item Fee $36
Online Bill Pay Fee $0

Does Hancock Whitney Access checking charge overdraft fees?

Yes, Hancock Whitney Access checking charges a $36 fee for every overdraft.

What features and perks does Hancock Whitney Access checking offer?

This account includes the following features:

  • Fraud monitoring - Hancock Whitney Access checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Hancock Whitney Access checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Hancock Whitney Access checking?

The customer support email for Hancock Whitney Access checking is contactservicecenter@hancockwhitney.com.

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Message From Hancock Whitney Access checking

Our straightforward checking options allow you to bank when, where and how you want. You use it to pay bills, cover everyday expenses and maintain your lifestyle. Having a personal checking account is one of the best ways to keep your hard-earned money safe and easily accessible. Access Checking gives you must-have features and tools that allow you the freedom to bank when, where, and how you want, all while receiving 5-star customer service. 

Other Checking Accounts by Hancock Whitney Bank

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Availability

  Available in 5 states
  • Alabama
  • Florida
  • Louisiana
  • Mississippi
  • Texas

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $250
Minimum Direct Deposit to Avoid Monthly Fee Starting at $250
Monthly Fee $0 - $10
NSF Fee $36
Overdraft Item Fee $36
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Member FDIC
APY (Annual Percentage Yield) 0%

Hancock Whitney Access Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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