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  Hancock Whitney Access Checking

Hancock Whitney Access Checking

in Checking Accounts from Hancock Whitney Bank · Member FDIC

Unaffiliated

Hancock Whitney Access Checking

Unaffiliated

in Checking Accounts from Hancock Whitney Bank · Member FDIC

Net Recommendation Score +50%

SUPERMONEY NET RECOMMENDATION SCORE

+50%

-100% 0% +100%
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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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0 users don't recommend
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Highlights
Highlights
Community Rating

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Monthly Fee $10
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $250
APY (Annual Percentage Yield) N/A

Hancock Whitney Access Checking Review

Hancock Whitney Access Checking is offered by Hancock Whitney Bank, a bank founded in 1899 and based in Gulfport, MS. Hancock Whitney Access Checking is available in 5 states across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly maintenance fee of $10, but the fee is waived if you keep a minimum balance of $250, have a monthly direct deposit of $250, or $250 combined balance accross eligible accounts..
  • $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Hard credit pull. Hancock Whitney Bank may require a hard pull on your credit report to open a checking account.
Hancock Whitney Access Checking Pros & Cons
Pros Cons
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 5 states.
  • Monthly service charge.
Hancock Whitney Access Checking FAQ

Are checking accounts from Hancock Whitney Bank federally insured?

Yes, your Hancock Whitney Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Hancock Whitney Access Checking offer?

What are the account minimums for Hancock Whitney Access Checking?

Hancock Whitney Access Checking requires a minimum initial deposit of $50 to open an account.

Hancock Whitney Access Checking Account Minimums
Description Amount
Minimum Initial Deposit $50
APY Minimum Balance $250
Minimum Combined Balance to Avoid Monthly Fee $250
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Balance to Avoid Monthly Fee $250

What fees does Hancock Whitney Access Checking charge?

This account charges a monthly maintenance fee of $10.

Hancock Whitney Access Checking Fees
Description
Monthly Fee $10
Paper Statement Fee N/A
ATM Fee: In-Network N/A
ATM Fee: Out-of-Network N/A
NSF Fee N/A
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee N/A
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee N/A
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) N/A
ATM Reimbursement Monthly Limit N/A

What features and perks does Hancock Whitney Access Checking offer?

This account includes the following features:

  • Mobile Banking Services - Hancock Whitney Access Checking allows you to manage your money online.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday 8:00am - 2:00pm

Other Services by Hancock Whitney Bank

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Availability

  Available in 5 states
  • Alabama
  • Florida
  • Louisiana
  • Mississippi
  • Texas

Feature Breakdown

APY Minimum Balance $250
Minimum Combined Balance to Avoid Monthly Fee $250
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Initial Deposit $50
Minimum Balance to Avoid Monthly Fee $250
Monthly Fee $10
Bank Account Features Mobile Banking

Hancock Whitney Access Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+50%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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