Hancock Whitney Access Checking

Hancock Whitney Access Checking Review

Hancock Whitney Access Checking is offered by Hancock Whitney Bank savings accounts, a bank founded in 1899 and based in Gulfport, MS. Hancock Whitney Access Checking is available in 5 states across the USA.

Key Takeaways

• 0% APY. As with most checking accounts, Hancock Whitney Access Checking does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $250 or have a monthly direct deposit of $250.
• Bill pay. Pay your bills to practically anyone in the United States through Hancock Whitney Bank.

Hancock Whitney Access checking Pros & Cons

Hancock Whitney Access checking FAQ

Are checking accounts from Hancock Whitney Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Hancock Whitney Access checking offer?

Hancock Whitney Access checking is not an interest-bearing account.

What are the account minimums for Hancock Whitney Access checking?

Hancock Whitney Access checking requires a minimum initial deposit of $50 to open an account.

What fees does Hancock Whitney Access checking charge?

This account charges a monthly service fee of up to $10.

Does Hancock Whitney Access checking charge overdraft fees?

What features and perks does Hancock Whitney Access checking offer?

This account includes the following features:

• Fraud monitoring - Hancock Whitney Access checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Hancock Whitney Access checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Hancock Whitney Access checking?

The customer support email for Hancock Whitney Access checking is contactservicecenter@hancockwhitney.com.