Last Updated: 01/21/2026
Jefferson Financial Federal Credit Union Second Chance Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$11.95 - $13.95(Verified 01/21/2026)
Jefferson Financial Federal Credit Union Second Chance Checking Account Review
The Jefferson Financial Federal Credit Union Second Chance Checking Account is offered by Jefferson Financial Federal Credit Union, a credit union founded in 1966 and based in Metairie, LA. Jefferson Financial Federal Credit Union Second Chance Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Charges a monthly fee. This account charges a monthly fee of up to $13.95.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Jefferson Financial Federal Credit Union Second Chance Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Jefferson Financial Federal Credit Union mobile or online banking.
Jefferson Financial Federal Credit Union Second Chance Checking Account Pros & Cons
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Jefferson Financial Federal Credit Union Second Chance Checking Account FAQ
Are checking accounts from Jefferson Financial Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Jefferson Financial Federal Credit Union Second Chance Checking Account offer?
Jefferson Financial Federal Credit Union Second Chance Checking Account is not an interest-bearing account.
What are the account minimums for Jefferson Financial Federal Credit Union Second Chance Checking Account?
Jefferson Financial Federal Credit Union Second Chance Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Jefferson Financial Federal Credit Union Second Chance Checking Account charge?
This account charges a monthly maintenance fee each statement cycle of up to $13.95.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $11.95 - $13.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $7.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Copy | $2.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $36.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposited Check | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Jefferson Financial Federal Credit Union Second Chance Checking Account charge overdraft fees?
Yes, Jefferson Financial Federal Credit Union Second Chance Checking Account charges a $25.00 fee for every overdraft.What features and perks does Jefferson Financial Federal Credit Union Second Chance Checking Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Jefferson Financial Federal Credit Union Second Chance Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Jefferson Financial Federal Credit Union Second Chance Checking Account?
The customer support email for Jefferson Financial Federal Credit Union Second Chance Checking Account is marketing@jeffersonfinancial.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM