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Last Updated: 01/21/2026

KeyPoint CU Unlimited Checking Account

in Checking Accounts from KeyPoint Credit Union

Last Updated: 01/21/2026

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APY (Annual Percentage Yield)

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Monthly Service Fee

Starting at $0(Verified 01/21/2026)

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KeyPoint CU Unlimited Checking Account Review

The KeyPoint CU Unlimited Checking Account is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. KeyPoint CU Unlimited Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. KeyPoint CU Unlimited Checking Account does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in KeyPoint Credit Union mobile or online banking.

KeyPoint CU Unlimited Checking Account Pros & Cons

KeyPoint CU Unlimited Checking Account FAQ

Are checking accounts from keypoint credit union federally insured?

No, your KeyPoint Credit Union checking accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does KeyPoint CU Unlimited Checking Account offer?

KeyPoint CU Unlimited Checking Account is not an interest-bearing account.

What are the account minimums for KeyPoint CU Unlimited Checking Account?

KeyPoint CU Unlimited Checking Account requires a minimum initial deposit of $100.

What fees does KeyPoint CU Unlimited Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does KeyPoint CU Unlimited Checking Account offer?

This account includes the following features:
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - KeyPoint CU Unlimited Checking Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for KeyPoint CU Unlimited Checking Account?

The customer support email for KeyPoint CU Unlimited Checking Account is info@kpcu.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2805 Bowers Ave
Santa Clara, CA 95051
Visit Site

Hours of Operation

Sunday
9:00AM - 5:00PM
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:30AM - 2:00PM
Saturday
9:30AM - 2:00PM

Other Services by KeyPoint Credit Union