Last Updated: 01/21/2026
Louisiana FCU Interest Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10%(Verified 06/21/2024)
Monthly Service Fee
$0 - $7(Verified 01/21/2026)
Louisiana FCU Interest Checking Account Review
The Louisiana FCU Interest Checking Account is offered by Louisiana Federal Credit Union, a credit union founded in 1935 and based in LaPlace, LA. Louisiana FCU Interest Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.10% .
- $0 monthly account fees available. This account charges a monthly fee of up to $7, but the fee may be waived if you keep a minimum balance of$500.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Louisiana FCU Interest Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Louisiana Federal Credit Union mobile or online banking.
Louisiana FCU Interest Checking Account Pros & Cons
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Louisiana FCU Interest Checking Account FAQ
Are checking accounts from louisiana federal credit union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Louisiana FCU Interest Checking Account offer?
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| APY (Annual Percentage Yield) | 0.10% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Louisiana FCU Interest Checking Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.
What are the account minimums for Louisiana FCU Interest Checking Account?
Louisiana FCU Interest Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Louisiana FCU Interest Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Louisiana FCU Interest Checking Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Louisiana FCU Interest Checking Account allows you to manage your money online or with a mobile app.
What is the customer support email for Louisiana FCU Interest Checking Account?
The customer support email for Louisiana FCU Interest Checking Account is info@louisianafcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed