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Members First Credit Union Texas 50 Plus Checking

in Checking Accounts from Members First Credit Union - Texas · Member ncua

Unaffiliated

Members First Credit Union Texas 50 Plus Checking

Unaffiliated

in Checking Accounts from Members First Credit Union - Texas · Member NCUSIF

Not enough votes for recommendation

Highlights
Monthly Fee	$0
ATM Fee: Out-of-Network	$1
Minimum Balance to Avoid Monthly Fee	$0
APY (Annual Percentage Yield)	0%

Members First Credit Union Texas 50 Plus Checking Review

Members First Credit Union Texas 50 Plus Checking is offered by Members First Credit Union - Texas, a credit union founded in 1938 and based in Corpus Christi, TX. Members First Credit Union Texas 50 Plus Checking is available in 1 state across the USA.

Key Takeaways

0% APY. As with most checking accounts, Members First Credit Union Texas 50 Plus Checking does not pay interest.
$0 monthly fee. This account does not charge a monthly Service Charge.
Hard credit pull. Members First Credit Union - Texas may require a hard pull on your credit report to open a checking account.

Members First Credit Union Texas 50 Plus Checking Pros & Cons

Pros	Cons
Deposits are insured by the NCUA (up to $250K). Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen Access to a nationwide network of ATMs. No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest Not FDIC-insured. Only available in one state. Higher than average wire transfer fees. Charges a fee on out-of-network ATM transactions.

Members First Credit Union Texas 50 Plus Checking FAQ

Are checking accounts from Members First Credit Union - Texas federally insured?

Yes, your Members First Credit Union - Texas checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First Credit Union Texas 50 Plus Checking offer?

Members First Credit Union Texas 50 Plus Checking is not an interest-bearing account.

What are the account minimums for Members First Credit Union Texas 50 Plus Checking?

Members First Credit Union Texas 50 Plus Checking requires a minimum initial deposit of $25 to open an account.

Members First Credit Union Texas 50 Plus Checking Account Minimums
Description	Amount
Minimum Opening Deposit	$25

What fees does Members First Credit Union Texas 50 Plus Checking charge?

The good news is that this account does not have a monthly Service Charge.

Members First Credit Union Texas 50 Plus Checking Fees
Description
ATM Fee: In-Network	$1
Check Cashing Fee	$3
Check Copy	$3
Debit Card Replacement Fee	$5
Early Account Closure	$15
Monthly Fee	$0
NSF Fee	$25
Online Bill Pay Fee	$4.95
Overdraft Item Fee	$25
Overdraft Protection Fee (per transfer)	$2
Paper Statement Fee	$2
Returned Deposit Fee (Domestic)	$2
Stop Payment Fee	$25
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Outgoing)	$35
ATM Fee: Out-of-Network	$1

Does Members First Credit Union Texas 50 Plus Checking charge overdraft fees?

Yes, Members First Credit Union Texas 50 Plus Checking charges a $25 fee for every overdraft fee.

Members First Credit Union Texas 50 Plus Checking offers overdraft protection at a cost of $2 per transaction.

What features and perks does Members First Credit Union Texas 50 Plus Checking offer?

This account includes the following features:

Fraud monitoring - Members First Credit Union Texas 50 Plus Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Mobile Banking Services - Members First Credit Union Texas 50 Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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