in Checking Accounts from Members First Credit Union - Texas · ncua

Unaffiliated

Members First Credit Union Texas 50 Plus Checking

Unaffiliated

in Checking Accounts from Members First Credit Union - Texas · Insured by NCUA

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Highlights
Cashback Rewards	N/A
APY (Annual Percentage Yield)	0%
Monthly Fee	$0
Minimum Balance to Avoid Monthly Fee	Starting at $0

Members First Credit Union Texas 50 Plus Checking Review

Members First Credit Union Texas 50 Plus Checking is offered by Members First Credit Union - Texas, a credit union founded in 1938 and based in Corpus Christi, TX. Members First Credit Union Texas 50 Plus Checking is available in 1 state across the USA.

Key Takeaways

0% APY. As with most checking accounts, Members First Credit Union Texas 50 Plus Checking does not pay interest.
$0 monthly fee. This account does not charge a monthly Service Charge.

Members First Credit Union Texas 50 Plus Checking Pros & Cons

Pros	Cons
Insured by NCUA. Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen Access to a nationwide network of ATMs.	No signup bonus. Does not earn interest Only available in one state. Higher than average wire transfer fees. Charges a fee on out-of-network ATM transactions.

Members First Credit Union Texas 50 Plus Checking FAQ

Are checking accounts from Members First Credit Union - Texas federally insured?

Yes, your Members First Credit Union - Texas checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First Credit Union Texas 50 Plus Checking offer?

Members First Credit Union Texas 50 Plus Checking is not an interest-bearing account.

What are the account minimums for Members First Credit Union Texas 50 Plus Checking?

Members First Credit Union Texas 50 Plus Checking requires a minimum initial deposit of $25 to open an account.

Members First Credit Union Texas 50 Plus Checking Minimums
Description
APY Minimum Balance	$0
Minimum Opening Deposit	Starting at $25
Minimum Balance to Avoid Monthly Fee	Starting at $0

What fees does Members First Credit Union Texas 50 Plus Checking charge?

The good news is that this account does not have a monthly Service Charge.

Members First Credit Union Texas 50 Plus Checking Fees
Description
ATM Fee: In-Network	$1
Check Cashing Fee	$3
Check Copy	$3
Debit Card Replacement Fee	$5
Early Account Closure	$15
Monthly Fee	$0
NSF Fee	$25
Online Bill Pay Fee	$4.95
Overdraft Item Fee	$25
Overdraft Protection Fee (per transfer)	$2
Paper Statement Fee	$2
Returned Deposit Fee (Domestic)	$2
Stop Payment Fee	$25
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Outgoing)	$35
ATM Fee: Out-of-Network	$1

Does Members First Credit Union Texas 50 Plus Checking charge overdraft fees?

Yes, Members First Credit Union Texas 50 Plus Checking charges a $25 fee for every overdraft.

Members First Credit Union Texas 50 Plus Checking offers overdraft protection at a cost of $2 per transaction.

What features and perks does Members First Credit Union Texas 50 Plus Checking offer?

This account includes the following features:

Fraud monitoring - Members First Credit Union Texas 50 Plus Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Mobile Banking Services - Members First Credit Union Texas 50 Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Members First Credit Union Texas 50 Plus Checking?

The customer support email for Members First Credit Union Texas 50 Plus Checking is info@m1st.org.

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