SuperMoney
  Members First Credit Union Texas Regular Checking

Members First Credit Union Texas Regular Checking

in Checking Accounts from Members First Credit Union - Texas · ncua

Unaffiliated

Members First Credit Union Texas Regular Checking

Unaffiliated

in Checking Accounts from Members First Credit Union - Texas · Insured by NCUA

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Members First Credit Union Texas Regular Checking to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) 0%

Members First Credit Union Texas Regular Checking Review

Members First Credit Union Texas Regular Checking is offered by Members First Credit Union - Texas, a credit union founded in 1938 and based in Corpus Christi, TX. Members First Credit Union Texas Regular Checking is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Members First Credit Union Texas Regular Checking does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
Members First Credit Union Texas Regular Checking Pros & Cons
Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
Members First Credit Union Texas Regular Checking FAQ

Are checking accounts from Members First Credit Union - Texas federally insured?

Yes, your Members First Credit Union - Texas checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First Credit Union Texas Regular Checking offer?

Members First Credit Union Texas Regular Checking is not an interest-bearing account.

What are the account minimums for Members First Credit Union Texas Regular Checking?

Members First Credit Union Texas Regular Checking requires a minimum initial deposit of $25 to open an account.

Members First Credit Union Texas Regular Checking Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Members First Credit Union Texas Regular Checking charge?

The good news is that this account does not have a monthly Service Charge.

Members First Credit Union Texas Regular Checking Fees
Description
ATM Fee: In-Network $1
Check Cashing Fee $3
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $15
Monthly Fee $0
NSF Fee $25
Online Bill Pay Fee $4.95
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $2
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $2
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $1

Does Members First Credit Union Texas Regular Checking charge overdraft fees?

Yes, Members First Credit Union Texas Regular Checking charges a $25 fee for every overdraft.

Members First Credit Union Texas Regular Checking offers overdraft protection at a cost of $2 per transaction.

What features and perks does Members First Credit Union Texas Regular Checking offer?

This account includes the following features:

  • Fraud monitoring - Members First Credit Union Texas Regular Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - Members First Credit Union Texas Regular Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Members First Credit Union Texas Regular Checking?

The customer support email for Members First Credit Union Texas Regular Checking is info@m1st.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Members First Credit Union Texas Regular Checking

Our regular Share Draft account is the credit union equivalent of a regular Checking account, but our checking account offers several distinct advantages over the competition. What's the main advantage you ask? It's a totally free Checking account with no minimum balance requirements! Plus it comes standard with all of our great products! 

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0
Monthly Fee $0
ATM Fee: In-Network $1
Check Cashing Fee $3
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $15
NSF Fee $25
Online Bill Pay Fee $4.95
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $2
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $2
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $1
Account Features
  • Branch Access
  • Insured by NCUA
  • Debit Card
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

Be the first to rate

 

Would you recommend Members First Credit Union Texas Regular Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts

Members First Credit Union - Texas Checking Accounts

Loading...