Members 1st CU Texas Regular Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0% (Verified 08/04/2023) |
| Monthly Fee |
$0 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Members 1st CU Texas Regular Checking Review
Members 1st CU Texas Regular Checking is offered by Members First Credit Union - Texas, a credit union founded in 1938 and based in Corpus Christi, TX. Members 1st CU Texas Regular Checking is available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Members 1st CU Texas Regular Checking does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
Members 1st CU Texas Regular Checking Pros & Cons
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Members 1st CU Texas Regular Checking FAQ
Are checking accounts from Members First Credit Union - Texas federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members 1st CU Texas Regular Checking offer?
Members 1st CU Texas Regular Checking is not an interest-bearing account.
What are the account minimums for Members 1st CU Texas Regular Checking?
Members 1st CU Texas Regular Checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does Members 1st CU Texas Regular Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $1 |
| ATM Fee: Out-of-Network | Starting at $1 |
| NSF Fee | $25 |
| Overdraft Item Fee | $25 |
| Overdraft Protection Fee (per transfer) | $2 |
| Returned Deposit Fee (Domestic) | $2 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $4.95 |
| Check Copy | $3 |
| Check Cashing Fee | $3 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $15 |
Does Members 1st CU Texas Regular Checking charge overdraft fees?
Yes, Members 1st CU Texas Regular Checking charges a $25 fee for every overdraft. You can get overdraft protection at a cost of $2 per transaction.What features and perks does Members 1st CU Texas Regular Checking offer?
This account includes the following features:
- Fraud monitoring - Members 1st CU Texas Regular Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Members 1st CU Texas Regular Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Members 1st CU Texas Regular Checking?
The customer support email for Members 1st CU Texas Regular Checking is info@m1st.org.
Message From Members 1st CU Texas Regular Checking
Contact
- Headquarters
-
5444 S. Staples St.
Corpus Christi, TX 78411 USA - Visit Site
- Email Support
Other Services by Members First Credit Union - Texas
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Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
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