
Members First Credit Union Texas Regular Checking
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Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0% |
Monthly Fee | $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Members First Credit Union Texas Regular Checking Review
Members First Credit Union Texas Regular Checking is offered by Members First Credit Union - Texas, a credit union founded in 1938 and based in Corpus Christi, TX. Members First Credit Union Texas Regular Checking is available in 1 state across the USA.
- 0% APY. As with most checking accounts, Members First Credit Union Texas Regular Checking does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
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Are checking accounts from Members First Credit Union - Texas federally insured?
Yes, your Members First Credit Union - Texas checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members First Credit Union Texas Regular Checking offer?
Members First Credit Union Texas Regular Checking is not an interest-bearing account.
What are the account minimums for Members First Credit Union Texas Regular Checking?
Members First Credit Union Texas Regular Checking requires a minimum initial deposit of $25 to open an account.
Description | |
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APY Minimum Balance | $0 |
Minimum Opening Deposit | Starting at $25 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Members First Credit Union Texas Regular Checking charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
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ATM Fee: In-Network | $1 |
Check Cashing Fee | $3 |
Check Copy | $3 |
Debit Card Replacement Fee | $5 |
Early Account Closure | $15 |
Monthly Fee | $0 |
NSF Fee | $25 |
Online Bill Pay Fee | $4.95 |
Overdraft Item Fee | $25 |
Overdraft Protection Fee (per transfer) | $2 |
Paper Statement Fee | $2 |
Returned Deposit Fee (Domestic) | $2 |
Stop Payment Fee | $25 |
Wire Transfer Fee - Domestic (Outgoing) | $15 |
Wire Transfer Fee - International (Outgoing) | $35 |
ATM Fee: Out-of-Network | $1 |
Does Members First Credit Union Texas Regular Checking charge overdraft fees?
Yes, Members First Credit Union Texas Regular Checking charges a $25 fee for every overdraft.Members First Credit Union Texas Regular Checking offers overdraft protection at a cost of $2 per transaction.
What features and perks does Members First Credit Union Texas Regular Checking offer?
This account includes the following features:
- Fraud monitoring - Members First Credit Union Texas Regular Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Members First Credit Union Texas Regular Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Members First Credit Union Texas Regular Checking?
The customer support email for Members First Credit Union Texas Regular Checking is info@m1st.org.
Message From Members First Credit Union - Texas
Contact
- Headquarters
-
5444 S. Staples St.
Corpus Christi, TX 78411 - Visit Site
- Email Support
Other Services by Members First Credit Union - Texas
Availability
Feature Breakdown
APY Minimum Balance | $0 |
Minimum Opening Deposit | Starting at $25 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
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