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  National Exchange Bank & Trust Relationship Checking
National Exchange Bank & Trust Relationship Checking Unaffiliated

National Exchange Bank & Trust Relationship Checking

Unaffiliated
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $5
Minimum Balance to Avoid Monthly Fee Starting at $0

National Exchange Bank & Trust Relationship Checking Review

National Exchange Bank & Trust Relationship Checking is offered by National Exchange Bank & Trust, founded in 1933 and based in Fond du Lac, WI. National Exchange Bank & Trust Relationship Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $5.
National Exchange Bank & Trust Relationship Checking Pros & Cons
Pros Cons
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
National Exchange Bank & Trust Relationship Checking FAQ

Are checking accounts from National Exchange Bank & Trust federally insured?

No, your National Exchange Bank & Trust checking accounts are not insured by a federal insurance agency. This means that if National Exchange Bank & Trust were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does National Exchange Bank & Trust Relationship Checking offer?

National Exchange Bank & Trust Relationship Checking is not an interest bearing account.

What are the account minimums for National Exchange Bank & Trust Relationship Checking?

National Exchange Bank & Trust Relationship Checking requires a minimum initial deposit of $50 to open an account.

National Exchange Bank & Trust Relationship Checking Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee $1,000
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does National Exchange Bank & Trust Relationship Checking charge?

This account charges a monthly service fee of $5.

National Exchange Bank & Trust Relationship Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $3
Check Image Service $5
Debit Card Replacement Fee $10
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $5
Online Bill Pay Fee $0
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $35
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network Starting at $1

Does National Exchange Bank & Trust Relationship Checking charge overdraft fees?

Yes, National Exchange Bank & Trust Relationship Checking charges a $35 fee for every overdraft.

National Exchange Bank & Trust Relationship Checking offers overdraft protection at a cost of $35 per transaction.

What features and perks does National Exchange Bank & Trust Relationship Checking offer?

This account includes the following features:

What is the customer support email for National Exchange Bank & Trust Relationship Checking?

The customer support email for National Exchange Bank & Trust Relationship Checking is businessbanking@nebat.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From National Exchange Bank & Trust

You have a choice of simple options that meet your needs. And it’s not just about checks anymore. A CheckCard with Rewards, Online Banking, Bill Payment and more are great add-ons!

Relationship Checking offers you free, unlimited access to all the features of Exchange OnLine (electronic banking) and the mobile banking app including Bill Payment, eBills, eStatements and Personal Financial Management tools. Receive a free, no-annual-fee Visa® CheckCard and earn points towards great rewards.

 

Availability

  Available in 1 state
Wisconsin
Availabile in all of Wisconsin

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $1,000
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Online Bill Pay Fee $0
ATM Reimbursement Monthly Limit $3
Check Image Service $5
Debit Card Replacement Fee $10
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $5
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $35
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network Starting at $1
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing

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