Last Updated: 01/21/2026
PA Central FCU High Dividend Checking
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
2.02%(Verified 09/19/2024)
Monthly Service Fee
$0(Verified 01/21/2026)
PA Central FCU High Dividend Checking Review
The PA Central FCU High Dividend Checking is offered by PA Central Federal Credit Union, a credit union founded in 1938 and based in Harrisburg, PA. PA Central FCU High Dividend Checking is available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Up to 2.02% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.02%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $250.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $250 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. PA Central FCU High Dividend Checking does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in PA Central Federal Credit Union mobile or online banking.
PA Central FCU High Dividend Checking Pros & Cons
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PA Central FCU High Dividend Checking FAQ
Are checking accounts from PA Central Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does PA Central FCU High Dividend Checking offer?
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| APY (Annual Percentage Yield) | 2.02% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
PA Central FCU High Dividend Checking offers an APY of 2.02% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest, account holders must keep an average beginning day balance of $250.
What are the account minimums for PA Central FCU High Dividend Checking?
PA Central FCU High Dividend Checking requires a minimum initial deposit of $250.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Direct Deposit to Earn APY | Starting at $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does PA Central FCU High Dividend Checking charge?
The good news is that this account does not have a monthly Service Charge.
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| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does PA Central FCU High Dividend Checking offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PA Central FCU High Dividend Checking allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for PA Central FCU High Dividend Checking?
The customer support email for PA Central FCU High Dividend Checking is info@pacentralfcu.com.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed