Last Updated: 01/21/2026
PA Central FCU High Dividend Plus Checking
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
Starting at 3.04%(Verified 09/19/2024)
Monthly Service Fee
$0(Verified 01/21/2026)
PA Central FCU High Dividend Plus Checking Review
The PA Central FCU High Dividend Plus Checking is offered by PA Central Federal Credit Union, a credit union founded in 1938 and based in Harrisburg, PA. PA Central FCU High Dividend Plus Checking is available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $250 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. PA Central FCU High Dividend Plus Checking does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in PA Central Federal Credit Union mobile or online banking.
PA Central FCU High Dividend Plus Checking Pros & Cons
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PA Central FCU High Dividend Plus Checking FAQ
Are checking accounts from PA Central Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does PA Central FCU High Dividend Plus Checking offer?
PA Central FCU High Dividend Plus Checking offers an APY starting at 3.04% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest, you must keep an average beginning day balance of at least $250.
| Rates | Amount |
| APY (Annual Percentage Yield) | 3.04% |
What are the account minimums for PA Central FCU High Dividend Plus Checking?
PA Central FCU High Dividend Plus Checking requires a minimum initial deposit of $250.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Direct Deposit to Earn APY | Starting at $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does PA Central FCU High Dividend Plus Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does PA Central FCU High Dividend Plus Checking offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PA Central FCU High Dividend Plus Checking allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for PA Central FCU High Dividend Plus Checking?
The customer support email for PA Central FCU High Dividend Plus Checking is info@pacentralfcu.com.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed