Skip to content
SuperMoney logo
SuperMoney logo
Checking Accounts
Advertiser Disclosure

Last Updated: 01/21/2026

Ponce Bank Simply Free Checking

in Checking Accounts from Ponce Bank

Last Updated: 01/21/2026

Ponce Bank logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Compare All Checking Accounts


Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

N/A


Monthly Service Fee

$0(Verified 01/21/2026)

Speech bubbles icon

Ponce Bank Simply Free Checking Review

The Ponce Bank Simply Free Checking is offered by Ponce Bank, a bank founded in 1960 and based in Bronx, NY. Ponce Bank Simply Free Checking is available in 50 states and Washington, DC.

Key Takeaways

  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No ATM fees. Ponce Bank Simply Free Checking does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Ponce Bank mobile or online banking.

Ponce Bank Simply Free Checking Pros & Cons

Ponce Bank Simply Free Checking FAQ

Are checking accounts from Ponce Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Ponce Bank Simply Free Checking offer?

Ponce Bank Simply Free Checking is not an interest-bearing account.

What are the account minimums for Ponce Bank Simply Free Checking?

Ponce Bank Simply Free Checking requires a minimum initial deposit of $50.

What fees does Ponce Bank Simply Free Checking charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does Ponce Bank Simply Free Checking offer?

This account includes the following features:
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Ponce Bank Simply Free Checking allows you to manage your money online or with a mobile app.

What is the customer support email for Ponce Bank Simply Free Checking?

The customer support email for Ponce Bank Simply Free Checking is contact.center@poncebank.net.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2244 Westchester Avenue Bronx
Bronx, NY 10462
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM

Other Services by Ponce Bank