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Last Updated: 01/21/2026

PrimeTrust FCU E-ssential Checking Account

from PrimeTrust Federal Credit Union

Last Updated: 01/21/2026

PrimeTrust Federal Credit Union logo
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Highlights

Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.00%(Verified 06/21/2024)

Monthly Service Fee

$2(Verified 01/21/2026)

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PrimeTrust FCU E-ssential Checking Account Review

The PrimeTrust FCU E-ssential Checking Account is offered by PrimeTrust Federal Credit Union, a credit union founded in 1935 and based in Muncie, IN. PrimeTrust FCU E-ssential Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • 0% APY. As with most checking accounts, PrimeTrust FCU E-ssential Checking Account does not pay interest.
  • Waivable monthly maintenance fee. E-ssential (Fee Waived with eStatements or Direct Deposit)
  • No minimum initial deposit. There is no minimum balance required to open an account online.

PrimeTrust FCU E-ssential Checking Account Pros & Cons

PrimeTrust FCU E-ssential Checking Account FAQ

Are checking accounts from PrimeTrust Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does PrimeTrust FCU E-ssential Checking Account offer?

PrimeTrust FCU E-ssential Checking Account is not an interest-bearing account.

What are the account minimums for PrimeTrust FCU E-ssential Checking Account?

PrimeTrust FCU E-ssential Checking Account does not require a minimum initial deposit.

What fees does PrimeTrust FCU E-ssential Checking Account charge?

This account charges a monthly maintenance fee each statement cycle of $2.00.

What features and perks does PrimeTrust FCU E-ssential Checking Account offer?

This account includes the following features:
  • Mobile Banking Services - PrimeTrust FCU E-ssential Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for PrimeTrust FCU E-ssential Checking Account?

The customer support email for PrimeTrust FCU E-ssential Checking Account is info@primetrustcu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3700 W Bethel Ave
Muncie, IN 47304
(765) 289-2148
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
8:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.00%
Disclaimer popup with additional information

Monthly Service Fee

$5
Disclaimer popup with additional information
Visit Site

PrimeTrust Federal Credit Union logo

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.05%
Disclaimer popup with additional information

Monthly Service Fee

$7
Disclaimer popup with additional information

PrimeTrust Federal Credit Union logo

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0
Disclaimer popup with additional information

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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