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Last Updated: 01/21/2026

Select Seven CU Second Chance Checking Account

in Checking Accounts from Select Seven Credit Union

Last Updated: 01/21/2026

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Welcome Offer

N/A


Cashback Rewards

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APY (Annual Percentage Yield)

0.15%(Verified 06/21/2024)

Monthly Service Fee

$10(Verified 01/21/2026)

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Select Seven CU Second Chance Checking Account Review

The Select Seven CU Second Chance Checking Account is offered by Select Seven Credit Union, a credit union founded in 1949 and based in Johnson City, TN. Select Seven CU Second Chance Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. Select Seven CU Second Chance Checking Account has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts.
  • Waivable monthly maintenance fee. After 12 months of good history, NO monthly service fee

Select Seven CU Second Chance Checking Account Pros & Cons

Select Seven CU Second Chance Checking Account FAQ

Are checking accounts from Select Seven Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Select Seven CU Second Chance Checking Account offer?

Select Seven CU Second Chance Checking Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Select Seven CU Second Chance Checking Account?

Select Seven CU Second Chance Checking Account requires a minimum initial deposit of $50.

What fees does Select Seven CU Second Chance Checking Account charge?

This account charges a monthly maintenance fee each statement cycle of $10.

Does Select Seven CU Second Chance Checking Account charge overdraft fees?

Yes, Select Seven CU Second Chance Checking Account charges a $35 fee for every overdraft.

What features and perks does Select Seven CU Second Chance Checking Account offer?

This account includes the following features:

    What is the customer support email for Select Seven CU Second Chance Checking Account?

    The customer support email for Select Seven CU Second Chance Checking Account is sscuweb@selectsevencu.org.

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    Contact

    Headquarters

    333 E Main St
    Johnson City, TN 37601
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 5:00PM
    Tuesday
    8:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    8:00AM - 5:00PM
    Friday
    8:30AM - 5:30PM
    Saturday
    Closed

    Other Services by Select Seven Credit Union