Last Updated: 01/21/2026
Select Seven CU Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.15%(Verified 06/21/2024)
Monthly Service Fee
$0(Verified 01/21/2026)
Select Seven CU Checking Account Review
The Select Seven CU Checking Account is offered by Select Seven Credit Union, a credit union founded in 1949 and based in Johnson City, TN. Select Seven CU Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Select Seven CU Checking Account has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Select Seven Credit Union mobile or online banking.
Select Seven CU Checking Account Pros & Cons
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Select Seven CU Checking Account FAQ
Are checking accounts from Select Seven Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Select Seven CU Checking Account offer?
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| APY (Annual Percentage Yield) | 0.15% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Select Seven CU Checking Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Select Seven CU Checking Account?
Select Seven CU Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Combined Balance to Avoid Monthly Maintenance Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Select Seven CU Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
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| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Select Seven CU Checking Account charge overdraft fees?
Yes, Select Seven CU Checking Account charges a $35 fee for every overdraft.What features and perks does Select Seven CU Checking Account offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Select Seven CU Checking Account?
The customer support email for Select Seven CU Checking Account is sscuweb@selectsevencu.org.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:30AM - 5:30PM
Saturday
Closed