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Last Updated: 01/21/2026

TCF Premier 62+ Checking

from TCF Bank

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

Starting at $0(Verified 06/21/2024)

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Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01%(Verified 06/21/2024)

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Monthly Service Fee

$0 - $9.95(Verified 01/21/2026)

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TCF Premier 62+ Checking Review

The TCF Premier 62+ Checking is offered by TCF Bank, a bank founded in 1923 and based in Sioux Falls, SD. TCF checking account is available in 7 states.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.01% .
Charges a monthly fee. This account charges a monthly fee of up to $9.95, but the fee may be waived if you keep a minimum balance of$200.
ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Bill pay. Pay your bills to practically anyone in the United States when you enroll in TCF Bank mobile or online banking.

TCF checking account Pros & Cons

Pros

Cons

Visa debit card
Interest bearing account
Avoidable monthly fee
Interest-yielding account.
Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen

Low APY
Free paper statements
No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Only available in 7 states.
Charges a fee on out-of-network ATM transactions.

TCF checking account FAQ

Are checking accounts from TCF Bank federally insured?

Yes, your TCF Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TCF checking account offer?

TCF Premier 62+ Checking Rates & Terms

Description

APY (Annual Percentage Yield)

0.01%

TCF checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for TCF checking account?

TCF checking account requires a minimum initial deposit of $25.

TCF Premier 62+ Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $200

Minimum Opening Deposit

Starting at $25

What fees does TCF checking account charge?

This account charges a monthly maintenance fee each statement cycle of up to $9.95.

TCF Premier 62+ Checking Fees

Description

Monthly Service Fee

$0 - $9.95

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $3

NSF Fee

$37

Overdraft Item Fee

Starting at $37

Returned Deposit Fee (Domestic)

Starting at $20

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $35

Foreign Transaction Fee (Debit Card)

Starting at 3%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $30

Wire Transfer Fee - International (Outgoing)

Starting at $50

Wire Transfer Fee - International (Incoming)

Starting at $15

Wire Transfer Fee - US Domestic (Incoming)

Starting at $15

Does TCF checking account charge overdraft fees?

Yes, TCF checking account charges a $37 fee for every overdraft.

What features and perks does TCF checking account offer?

This account includes the following features:

ATM rebates - This account will reimburse you for domestic ATM fees .
Fraud monitoring - TCF checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - TCF checking account allows you to manage your money online or with a mobile app.

What is the customer support email for TCF checking account?

The customer support email for TCF checking account is tcfbank.support@upstart.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2508 South Louise Avenue

Sioux Falls, SD 57106

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

10:00AM - 3:00PM

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Bonus Offer

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Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

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Cashback Rewards

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TCF Bank Premier Checking

Rating not yet determined

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01%

Disclaimer popup with additional information

Monthly Service Fee

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

TCF Premier 62+ Checking Community Reviews

Would you recommend TCF Premier 62+ Checking to your friends?

Anonymous

Aug 20, 2020

May or may not recommend

TCF bank is federally insured, which is essential to me in the case of any negative possibility. I opened my account with $200, even though the minimum opening deposit is $3. I did this to ensure that I don’t need to pay for a monthly maintenance fee. It’s available in seven states, so I suggest checking if your state is included.

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