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  TCF Premier 62+ Checking
TCF Premier 62+ Checking
in Checking Accounts from TCF Bank · Member FDIC
Unaffiliated

TCF Premier 62+ Checking

Unaffiliated
in Checking Accounts from TCF Bank · Member FDIC
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
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Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01%
Monthly Fee $0 - $9.95
Minimum Balance to Avoid Monthly Fee Starting at $200

TCF Premier 62+ Checking Review

TCF Premier 62+ Checking is offered by TCF Bank, a bank founded in 1923 and based in Sioux Falls, SD. TCF Premier 62+ Checking are available in 7 states across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $9.95, but the fee is waived if you keep a minimum balance of $200.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through TCF Bank.

TCF checking account Pros & Cons

Pros Cons
  • Visa debit card
  • Interest bearing account
  • Avoidable monthly fee
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Low APY
  • Free paper statements
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in 7 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

TCF checking account FAQ

Are checking accounts from TCF Bank federally insured?

Yes, your TCF Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TCF checking account offer?

TCF Premier 62+ Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

TCF checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for TCF checking account?

TCF checking account requires a minimum initial deposit of $25 to open an account.

TCF Premier 62+ Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $200

What fees does TCF checking account charge?

This account charges a monthly service fee of up to $9.95.

TCF Premier 62+ Checking Fees
Description
Monthly Fee $0 - $9.95
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $37
Overdraft Item Fee $37
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
Online Bill Pay Fee $0

Does TCF checking account charge overdraft fees?

Yes, TCF checking account charges a $37 fee for every overdraft. You can get overdraft protection at a cost of $10 per transaction.

What features and perks does TCF checking account offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - TCF checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TCF checking account allows you to manage your money online or with a mobile app.

What is the customer support email for TCF checking account?

The customer support email for TCF checking account is tcfbank.support@upstart.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 3:00pm

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Availability

  Available in 7 states
  • Arizona
  • Illinois
  • Indiana
  • Michigan
  • Minnesota
  • South Dakota
  • Wisconsin

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $200
Monthly Fee $0 - $9.95
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $37
Overdraft Item Fee $37
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Account Features
  • Free Bill Pay
  • Interest Bearing Account
  • ATM Reimbursement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Debit Card
  • Branch Access
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.01%

TCF Premier 62+ Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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