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Last Updated: 01/21/2026

TCF Free Student Checking

from TCF Bank

Last Updated: 01/21/2026

TCF Free Student Checking logo
Rating not yet determined1 total votes
1 users recommend

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Highlights

Welcome Offer

Starting at $0(Verified 06/21/2024)
Disclaimer popup with additional information

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0(Verified 01/21/2026)
Disclaimer popup with additional information

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TCF Free Student Checking Review

The TCF Free Student Checking is offered by TCF Bank, a bank founded in 1923 and based in Sioux Falls, SD. TCF Free Student checking account is available in 50 states and Washington, DC.

Key Takeaways

  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No ATM fees. TCF Free Student Checking does not charge fees on ATM transactions within its network but there is a fee of $3 for out-of-network ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in TCF Bank mobile or online banking.

TCF Free Student checking account Pros & Cons

TCF Free Student checking account FAQ

Are checking accounts from TCF Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TCF Free Student checking account offer?

TCF Free Student checking account is not an interest-bearing account.

What are the account minimums for TCF Free Student checking account?

TCF Free Student checking account requires a minimum initial deposit of $25.

What fees does TCF Free Student checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does TCF Free Student checking account charge overdraft fees?

No, TCF Free Student checking account does not charge overdraft fees.

What features and perks does TCF Free Student checking account offer?

This account includes the following features:
  • Fraud monitoring - TCF Free Student checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TCF Free Student checking account allows you to manage your money online or with a mobile app.

What is the customer support email for TCF Free Student checking account?

The customer support email for TCF Free Student checking account is tcfbank.support@upstart.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

TCF Free Student Checking logo

Message from TCF Free Student checking account

TCF Financial Corporation is headquartered in Detroit. We’re a premier Midwest Bank that offers consumer and commercial banking, trust and wealth management, and specialty leasing and lending products and services to consumers, small businesses and commercial clients. TCF has approximately 475 banking centers primarily located in Michigan, Illinois and Minnesota with additional locations in Colorado, Ohio, South Dakota and Wisconsin. Our strength comes from the individuals and businesses that make up these communities. We’re here to help our customers achieve their financial goals. Because what’s in it for one of us, is what’s in it for all of us.A community isn’t a singular thing. It’s a collection of individuals who are all connected. When one person succeeds, it’s felt throughout the community. At TCF, we believe that strengthening communities start by strengthening the individuals who call it home. Our home is 476 banking centers in Michigan, Illinois, and Minnesota with additional locations in Colorado, Ohio, South Dakota, and Wisconsin. And that’s where all these stronger “me’s” add up to one big healthy we. TCF is committed to strengthening communities even further with free financial education through the TCF Financial Scholars Programs for teens and the TCF Financial Fitness Program for adults. When individuals are empowered, they make more informed decisions about their money helps build stronger communities.

Each TCF checking account is jam-packed with handy features to help you bank better. TCF Teen Checking comes with no monthly maintenance charge for active accounts. For ages 14-17 with an adult cosigner. TCF fee refunded for up to two withdrawals at non-TCF ATMs per statement cycle.

Contact

Headquarters

2508 South Louise Avenue
Sioux Falls, SD 57106
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 3:00PM

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TCF Premier 62+ Checking logo
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Bonus Offer

Starting at $0
Disclaimer popup with additional information

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01%
Disclaimer popup with additional information

Monthly Service Fee

$0 - $9.95
Disclaimer popup with additional information
Visit Site

TCF Teen Checking logo
Rating not yet determined

Bonus Offer

Starting at $0
Disclaimer popup with additional information

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0
Disclaimer popup with additional information

TCF Bank Premier Checking logo
Rating not yet determined

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01%
Disclaimer popup with additional information

Monthly Service Fee

$0 - $15
Disclaimer popup with additional information

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

TCF Free Student Checking Community Reviews

Would you recommend TCF Free Student Checking to your friends?

SH

Sama H.

Jul 11, 2023

May or may not recommend

TCF Free Student Checking is specifically designed for students. This account provides a range of benefits and features tailored to meet the unique needs of students as they manage their finances. They usually have no monthly maintenance fees. This helps students to keep their banking costs low, It may also come with no minimum balance requirement, making it easily accessible for students who may not have significant funds in ...Show More

Showing 1 of 1 reviews

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