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  TCF Free Student Checking

TCF Free Student Checking

in Checking Accounts from TCF Bank · fdic

Unaffiliated

TCF Free Student Checking

Unaffiliated

in Checking Accounts from TCF Bank · Member FDIC

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) N/A

TCF Free Student Checking Review

TCF Free Student Checking is offered by TCF Bank, a bank founded in 1923 and based in Sioux Falls, SD. TCF Free Student Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No ATM fees. TCF Free Student Checking does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through TCF Bank.
TCF Free Student checking account Pros & Cons
Pros Cons
  • Free withdrawals at TCF ATMs
  • VISA debit card.
  • No monthly fee.
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
TCF Free Student checking account FAQ

Are checking accounts from TCF Bank federally insured?

Yes, your TCF Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TCF Free Student checking account offer?

TCF Free Student checking account is not an interest bearing account.

What are the account minimums for TCF Free Student checking account?

TCF Free Student checking account requires a minimum initial deposit of $25 to open an account.

TCF Free Student Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does TCF Free Student checking account charge?

The good news is that this account does not have a monthly Service Charge.

TCF Free Student Checking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0
NSF Fee $15
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $3

Does TCF Free Student checking account charge overdraft fees?

No, TCF Free Student checking account does not charge overdraft fees.

TCF Free Student checking account offers overdraft protection at a cost of $10 per transaction.

What features and perks does TCF Free Student checking account offer?

This account includes the following features:

  • Fraud monitoring - TCF Free Student checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TCF Free Student checking account allows you to manage your money online or with a mobile app.

What is the customer support email for TCF Free Student checking account?

The customer support email for TCF Free Student checking account is tcfbank.support@upstart.com.

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Message From TCF Free Student Checking

TCF Financial Corporation is headquartered in Detroit. We’re a premier Midwest Bank that offers consumer and commercial banking, trust and wealth management, and specialty leasing and lending products and services to consumers, small businesses and commercial clients. TCF has approximately 475 banking centers primarily located in Michigan, Illinois and Minnesota with additional locations in Colorado, Ohio, South Dakota and Wisconsin. Our strength comes from the individuals and businesses that make up these communities. We’re here to help our customers achieve their financial goals. Because what’s in it for one of us, is what’s in it for all of us.A community isn’t a singular thing. It’s a collection of individuals who are all connected. When one person succeeds, it’s felt throughout the community. At TCF, we believe that strengthening communities start by strengthening the individuals who call it home. Our home is 476 banking centers in Michigan, Illinois, and Minnesota with additional locations in Colorado, Ohio, South Dakota, and Wisconsin. And that’s where all these stronger “me’s” add up to one big healthy we. TCF is committed to strengthening communities even further with free financial education through the TCF Financial Scholars Programs for teens and the TCF Financial Fitness Program for adults. When individuals are empowered, they make more informed decisions about their money helps build stronger communities.

Each TCF checking account is jam-packed with handy features to help you bank better. TCF Teen Checking comes with no monthly maintenance charge for active accounts. For ages 14-17 with an adult cosigner. TCF fee refunded for up to two withdrawals at non-TCF ATMs per statement cycle.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 3:00pm

Other Services by TCF Bank

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View all checking accounts offered by TCF Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Early Account Closure $0
Monthly Fee $0
Overdraft Item Fee $0
Paper Statement Fee $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $15
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $3
Account Features
  • No ATM Fees
  • Free Bill Pay
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Teen Checking Account

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