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  Texans Credit Union Checking Accounts
Texans Credit Union Checking Accounts
in Checking Accounts from Texans Credit Union · Insured by NCUA
Unaffiliated

Texans Credit Union Checking Accounts

Unaffiliated
in Checking Accounts from Texans Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) Up to 0.05%
(Verified 08/04/2023)
Monthly Fee $0 - $10
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee Starting at $5

Texans Credit Union Checking Accounts Review

Texans Credit Union Checking Accounts is offered by texans credit union, a credit union founded in 1953 and based in Richardson, TX. texans checking accounts is available in 1 state across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $5 or have a monthly direct deposit of $5.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Texans Credit Union Checking Accounts does not charge fees on ATM transactions.

texans checking accounts Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Only available in one state.
  • Monthly service charge (if minimums are not met).

texans checking accounts FAQ

Are checking accounts from texans credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does texans checking accounts offer?

texans checking accounts is not an interest bearing account.

What are the account minimums for texans checking accounts?

texans checking accounts requires a minimum initial deposit of $5 to open an account.

Texans Credit Union Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $5
Minimum Balance to Avoid Monthly Fee Starting at $5
Minimum Direct Deposit to Avoid Monthly Fee Starting at $5

What fees does texans checking accounts charge?

The good news is that this account does not have a monthly Service Charge.

Texans Credit Union Checking Accounts Fees
Description
Monthly Fee $0 - $10

What features and perks does texans checking accounts offer?

This account includes the following features:

  • Mobile Banking Services - texans checking accounts allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for texans checking accounts?

The customer support email for texans checking accounts is memberservice@texanscu.org.

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Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Opening Deposit Starting at $5
Minimum Balance to Avoid Monthly Fee Starting at $5
Minimum Direct Deposit to Avoid Monthly Fee Starting at $5
Monthly Fee $0 - $10
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Proof of Residence
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) Up to 0.05%
(Verified 08/04/2023)

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