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Last Updated: 01/21/2026

West Michigan Simple Better Checking Account

from West Michigan Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$4(Verified 01/21/2026)

West Michigan Simple Better Checking Account Review

The West Michigan Simple Better Checking Account is offered by West Michigan Credit Union, a credit union founded in 1956 and based in Grand Rapids, MI. West Michigan Simple Better Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

$0 monthly account fees available. This account charges a monthly fee of $4.
No minimum initial deposit. There is no minimum balance required to open an account online.
No ATM fees. West Michigan Simple Better Checking Account does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in West Michigan Credit Union mobile or online banking.

West Michigan Simple Better Checking Account Pros & Cons

Pros

Cons

Monthly maintenance fee waived (see terms for requirements).
Available in 50 states, 5 U.S. territories and Washington, DC.
Insured by NCUA.
Debit card

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Monthly service charge .

West Michigan Simple Better Checking Account FAQ

Are checking accounts from West Michigan Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does West Michigan Simple Better Checking Account offer?

West Michigan Simple Better Checking Account is not an interest-bearing account.

What are the account minimums for West Michigan Simple Better Checking Account?

West Michigan Simple Better Checking Account does not require a minimum initial deposit.

West Michigan Simple Better Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $0

What fees does West Michigan Simple Better Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

West Michigan Simple Better Checking Account Fees

Description

Monthly Service Fee

What features and perks does West Michigan Simple Better Checking Account offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - West Michigan Simple Better Checking Account allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for West Michigan Simple Better Checking Account?

The customer support email for West Michigan Simple Better Checking Account is CUinfo@westmichigancu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1319 Front Ave NW

Grand Rapids, MI 49504

(800) 442-4576

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:00PM

Tuesday

8:30AM - 5:00PM

Wednesday

8:30AM - 5:00PM

Thursday

8:30AM - 5:00PM

Friday

8:30AM - 5:00PM

Saturday

Closed

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West Michigan Simple Checking Account

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0 - $2

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.