Last Updated: 04/18/2025
Pathways Financial Credit Union FHA or VA Mortgage
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Home Mortgage Loans
Filter & compare all your options in one place.
Highlights
Credit Score Range
N/A
Amount Range
N/A
Loan Term (Years)
Up to 30
Pathways Financial Credit Union FHA or VA Mortgage Review
Pathways Financial Credit Union FHA or VA Mortgage is offered by Pathways Financial Credit Union (NMLS #237769), a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union FHA or VA Mortgage are available in 50 states and Washington, DC.
Key Takeaways
- Only two mortgage programs offered. Pathways Financial Credit Union FHA or VA Mortgage provides FHA VA conforming and conventional mortgages.
- Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
- Standard interest rates types. Pathways Financial Credit Union FHA or VA Mortgage only offers fixed-rate mortgages.
- Only primary residences considered. Pathways Financial Credit Union FHA or VA Mortgage does not offer financing for vacation homes or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Pathways Financial Credit Union FHA or VA Mortgage Pros & Cons
| Pros | Cons |
|
|
Pathways Financial Credit Union FHA or VA Mortgage FAQ
What is the maximum loan term you can get with Pathways Financial Credit Union FHA or VA Mortgage?
Pathways Financial Credit Union FHA or VA Mortgage offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Pathways Financial Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Pathways Financial Credit Union FHA or VA Mortgage may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Pathways Financial Credit Union FHA or VA Mortgage offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does Pathways Financial Credit Union FHA or VA Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Pathways Financial Credit Union FHA or VA Mortgage allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for Pathways Financial Credit Union FHA or VA Mortgage is (614) 416-7588.
What is the support contact email?
The support contact email for is mail@pathwayscu.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed