1 more

Last Updated: 04/18/2025

Automobile Club of Southern California Life Insurance

from Automobile Club of Southern California

Last Updated: 04/18/2025

Strongly recommended7 total votes

7 users recommend

Explore a similar product

Try this top product in Life Insurance

Everyday Life Insurance

Strongly recommended23 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended23 Reviews

Learn More

Strongly recommended13 Reviews

Learn More

Strongly recommended12 Reviews

Learn More

Compare All Life Insurance

Filter & compare all your options in one place.

View All Products

Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

$25,000 - $5,000,000

Term Options

Term Life
Level Term

Financial Strength Rating

A-(Verified 04/18/2025)

Number of Reviews

Automobile Club of Southern California Life Insurance Review

Automobile Club of Southern California Life Insurance Pros & Cons

Pros

Cons

Offers life insurance policies that don't require medical exams.
Life policy terms of up to 30 years.
Available in 49 states.
Access to multiple life insurance policy types.

Automobile Club of Southern California is a life insurance carrier based in Costa Mesa, CA. The company was founded in 1900 and offers life insurance products in 49 states (and Washington, DC).

Automobile Club of Southern California Life Insurance FAQ

What types of life insurance products does Automobile Club of Southern California offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Automobile Club of Southern California offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Automobile Club of Southern California Life Insurance offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $25,000 to $5,000,000.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of Automobile Club of Southern California?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Automobile Club of Southern California an A-. Life insurance companies with this score show an excellent ability to cover their life insurance responsibilities.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3333 Fairview Road

Costa Mesa, CA 92626

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 7:00PM

Tuesday

8:00AM - 7:00PM

Wednesday

8:00AM - 7:00PM

Thursday

8:00AM - 7:00PM

Friday

8:00AM - 7:00PM

Saturday

8:00AM - 5:00PM

Other Services by Automobile Club of Southern California

Boaters Insurance

Be the first to rate

Car Insurance

Rating not yet determined (2 Reviews)

Homeowners Insurance

Rating not yet determined (2 Reviews)

Personal Watercraft Insurance

Be the first to rate

Renters Insurance

Be the first to rate

Travel Insurance

Be the first to rate

Umbrella Insurance

Be the first to rate

Community Recommended Products

View All

Strongly recommended23 Reviews

Learn More

Strongly recommended13 Reviews

Learn More

Strongly recommended12 Reviews

Learn More

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Automobile Club of Southern California Life Insurance Community Reviews

Would you recommend Automobile Club of Southern California Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

Nothing too spectacular but on balance I would say that this is a good recommendation for people who prioritize affordability and might be low on alternative options. Their terms are reasonable and the customer service is responsive and flexible. Not the greatest degree or customization or variety though.

Robelys F.

May 22, 2022

May or may not recommend

Representative are respectful and helpfull After looking for so many insurance office I have found the one am sticking to this

Sade J.

May 10, 2022

May or may not recommend

AAA has helped me out in multiple situations. Not only in car but, life insurance there amounts are reasonable and customers service superb.

Robert W.

Mar 19, 2022

May or may not recommend

Theo S.

Mar 16, 2022

May or may not recommend

The insurance here is no different than the other posting about AAA Life insurance. That post needs a few updates, particularly in the price ranges. Nevertheless, I shall summarize what I had posted there here. While they have other services which are very beneficial in emergencies, the life insurance policy provided me with a safety net for any events that might lead to me being unable to provide my family. They ...Show More

Jas T.

Jan 30, 2022

May or may not recommend

I’ve been using their services since 2016 and I’ve had no complaints so far. They have reasonable rates and a friendly staff. Once my car broke down on the back of an old road and it didn’t take no time for them to take notice. I would highly recommend to new car, home, and land buyers.

Kandace W.

Mar 12, 2021

May or may not recommend

Great customer service and always on point with there information! Great company all the way around.

Showing 7 of 7 reviews