Direct Life Insurance Review

Direct Life Insurance is an insurance carrier based in Nashville, TN. The company was founded in 1991 and offers life insurance in 11 states in the USA. Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

What types of life insurance coverage does Direct Life Insurance offer?

Insurance carries typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only purchase policies and riders you actually need.

Here is a brief description of the coverage Direct Life Insurance offers.

• Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Direct Life Insurance offers term lengths ranging from 1 to 1 years. Death benefit amounts range from $10,000 to $25,000.

How can you save money on a Direct Life Insurance life insurance policy?

When you ask for a quote with Direct Life Insurance, ask what policy discounts are available.

What is the financial strength rating of Direct Life Insurance?

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Direct Life Insurance scores a B. Companies with this rating have a fairly good ability to pay for their insurance obligations.