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Last Updated: 04/18/2025

TIAA-CREF Life Insurance

from TIAA-CREF

Last Updated: 04/18/2025

Strongly recommended6 total votes

6 users recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

N/A

Term Options

Term Life
Level Term

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

TIAA-CREF Life Insurance Review

TIAA life insurance Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Available in 32 states.
Access to multiple life insurance policy types.

TIAA-CREF is a life insurance carrier based in Charlotte, NC. The company was founded in 1918 and offers life insurance products in 32 states (and Washington, DC).

TIAA life insurance FAQ

What types of life insurance products does TIAA-CREF offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options TIAA-CREF offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. TIAA life insurance offers term lengths ranging from 10 to 30 years.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.

What is SuperMoney's financial rating of TIAA-CREF?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives TIAA-CREF an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

P.O. Box 1259

Charlotte, NC 28201

(800) 842-2252

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

TIAA-CREF Life Insurance Community Reviews

Would you recommend TIAA-CREF Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

I am a really big person on costumer service agents being able to simplify information for, me and this insurance company is able to do that flawlessly. The life insurance policy they offer is fair and has low premium rates.

Santosh S.

Oct 14, 2022

May or may not recommend

I recommend this life insurance company because it's good as other top insurance companies like Allstate and Geico. The insurance is highly recommended by supermoney and follows the trend to protect people's lives, not just be a profitable company.

Michelle M.

Oct 12, 2022

May or may not recommend

Knowledgeable and kind staff. Setting up for retirement is on track!

Sara G.

Sep 27, 2022

May or may not recommend

Our family owns a large farm and it was suggested by my grandfather for the oldest grandchild to take out Survivorship life insurance on he and my grandmother, so that the there would be a safety net between the cash flow from renting seasons. It seemed simple enough, but so many of the firms we called didn’t offer it, or if they did it was nominal payout for a suspiciously ...Show More

Bailey P.

Mar 18, 2022

May or may not recommend

Joel N.

Dec 21, 2021

May or may not recommend

I spoke to their representative in regards to a life insurance quote. They were very knowledgeable and answered all of my questions. I would highly recommend this company to anyone who is interested in life insurance.

Showing 6 of 6 reviews