Last Updated: 04/18/2025
AAA Motorcycle & ATV Insurance
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in Motorcycle and ATV Insurance from AAA
Last Updated: 04/18/2025
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AAA Motorcycle & ATV Insurance Review
AAA Motorcycle & ATV Insurance FAQ
What types of motorcycle and ATV insurance coverage does AAA Motorcycle & ATV Insurance offer?
AAA Motorcycle & ATV Insurance customers can also add the following riders or endorsements to their policies:
- Modified Vehicle Insurance: This coverage, also known as customized parts and equipment coverage, can help repair or replace alterations and upgrades you make to your vehicle. Notice that most motorcycle and ATV insurance policies will only cover original equipment so you may want to consider this policy if you've invested a lot of money on aftermarket parts and upgrades.
- Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can no longer use your vehicle because of a covered loss, such as an accident, theft, or vandalism.
- Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your motorcycle or ATV and its current cash value in the event of a total loss.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
- Transport Trailer Coverage: This covers non-motorized trailers towed by a vehicle. If they are damaged or cause damages in an accident this policy will cover the costs.
What benefits does AAA Motorcycle & ATV Insurance offer?
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What discounts can you ask for when applying for a policy with AAA Motorcycle & ATV Insurance?
- Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums.
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