Last Updated: 07/28/2025
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Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
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Annual Fee
Simmons Bank Foundation Visa Review
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 25.24%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Simmons Bank Foundation Visa
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Simmons Bank Foundation Visa FAQ
Does Simmons Bank Foundation Visa have a cash back or rewards program?
| Description |
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.