Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
N/A
HSBC Elite Credit Card Review
Key Takeaways
- Earn 50,000 Rewards Bonus Points worth $750 in airfare – when booked online through HSBC Travel from Rewards – after spending $4,000 in the first 3 months of account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.24% up to 21.24%.
- A 4% balance transfer fee. HSBC Elite Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of HSBC Elite Credit Card
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HSBC Elite Credit Card FAQ
Does HSBC Elite Credit Card have a cash back or rewards program?
| Description |
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