Last Updated: 04/18/2025
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Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
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HSBC Elite Credit Card Review
Key Takeaways
- Earn 50,000 Rewards Bonus Points worth $750 in airfare – when booked online through HSBC Travel from Rewards – after spending $4,000 in the first 3 months of account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.24% up to 21.24%.
- A 4% balance transfer fee. HSBC Elite Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of HSBC Elite Credit Card
| The Good | The Bad |
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HSBC Elite Credit Card FAQ
Does HSBC Elite Credit Card have a cash back or rewards program?
| Description |
How do people rate the customer service and user experience of HSBC Elite Credit Card?
Does HSBC Bank USA perform a hard credit pull?
How to apply for HSBC Elite Credit Card
- Visit the website of HSBC Elite Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Services by HSBC Bank USA
9 Reviews
Other Credit Cards from HSBC Bank USA
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Community Recommended Products
View AllSponsored
Sponsored
Sponsored
SuperMoney Net Recommendation Score
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