Last Updated: 07/28/2025
Adventure Credit Union Visa Classic Platinum Credit Card
Unaffiliated
in Credit Cards from Adventure Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
14.88%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)
14.88%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Adventure Credit Union Visa Classic Platinum Credit Card Review
This is a rewards card issued by Adventure Credit Union. If you're wondering whether Adventure Credit Union Visa Classic Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Adventure Credit Union Visa Classic Platinum Credit Card has a fixed purchase APR of 14.88%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Accepts cosigners. Adventure Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Adventure Credit Union Visa Classic Platinum Credit Card
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Adventure Credit Union Visa Classic Platinum Credit Card FAQ
Does Adventure Credit Union Visa Classic Platinum Credit Card have a cash back or rewards program?
Adventure Credit Union Visa Classic Platinum Credit Card is a rewards card.
| Description |
Does Adventure Credit Union Visa Classic Platinum Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Adventure Credit Union Visa Classic Platinum Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Adventure Credit Union Visa Classic Platinum Credit Card benefits?
Adventure Credit Union Visa Classic Platinum Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Adventure Credit Union Visa Classic Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Adventure Credit Union Visa Classic Platinum Credit Card has a fixed purchase APR of 14.88%. The card has a fixed balance transfer APR of 14.88% . It also has a fixed cash advance APR of 14.88% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Adventure Credit Union Visa Classic Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Adventure Credit Union Visa Classic Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Adventure Credit Union Visa Classic Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Adventure Credit Union Visa Classic Platinum Credit Card have a foreign transaction fee?
Adventure Credit Union Visa Classic Platinum Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Adventure Credit Union Visa Classic Platinum Credit Card?
The customer service number for Adventure Credit Union Visa Classic Platinum Credit Card is (800) 323-2129.
What is the support contact email for Adventure Credit Union Visa Classic Platinum Credit Card?
The support contact email for Adventure Credit Union Visa Classic Platinum Credit Card is support@adventurecu.org.
What is the login page for Adventure Credit Union Visa Classic Platinum Credit Card?
You can access the login page of Adventure Credit Union Visa Classic Platinum Credit Card here.
How do people rate the customer service and user experience of Adventure Credit Union Visa Classic Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Adventure Credit Union Visa Classic Platinum Credit Card report your account activity to credit bureaus?
Yes, Adventure Credit Union Visa Classic Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Adventure Credit Union perform a hard credit pull?
Yes, Adventure Credit Union Visa Classic Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Adventure Credit Union Visa Classic Platinum Credit Card
- Visit the website of Adventure Credit Union Visa Classic Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM