Adventure Credit Union Visa Classic Platinum Credit Card
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| Purchase APR (Fixed APR) | 14.88% |
| Balance Transfer APR (Fixed APR) | 14.88% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Adventure Credit Union Visa Classic Platinum Credit Card Review
This is a rewards credit card issued by Adventure Credit Union. If you're wondering whether Adventure Credit Union Visa Classic Platinum Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Adventure Credit Union Visa Classic Platinum Credit Card has a fixed purchase APR of 14.88%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Accepts cosigners. Adventure Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Adventure Credit Union Visa Classic Platinum Credit Card
| The Good | The Bad |
|---|---|
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Adventure Credit Union Visa Classic Platinum Credit Card FAQ
Does Adventure Credit Union Visa Classic Platinum Credit Card have a cash back or rewards program?
Adventure Credit Union Visa Classic Platinum Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Adventure Credit Union Visa Classic Platinum Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Adventure Credit Union Visa Classic Platinum Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Adventure Credit Union Visa Classic Platinum Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Adventure Credit Union Visa Classic Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Adventure Credit Union Visa Classic Platinum Credit Card has a fixed purchase APR of 14.88%. The card has a fixed balance transfer APR of 14.88% . It also has a fixed cash advance APR of 14.88% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Adventure Credit Union Visa Classic Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Adventure Credit Union Visa Classic Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Adventure Credit Union Visa Classic Platinum Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Initial Program Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Adventure Credit Union Visa Classic Platinum Credit Card have a foreign transaction fee?
Adventure Credit Union Visa Classic Platinum Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Adventure Credit Union Visa Classic Platinum Credit Card?
The Adventure Credit Union Visa Classic Platinum Credit Card customer service number is (800) 323-2129.
What is the support contact email for Adventure Credit Union Visa Classic Platinum Credit Card?
The support contact email for Adventure Credit Union Visa Classic Platinum Credit Card is support@adventurecu.org.
What is the Adventure Credit Union Visa Classic Platinum Credit Card login page?
You can access the Adventure Credit Union Visa Classic Platinum Credit Card login page here.
How do people rate the customer service and user experience of Adventure Credit Union Visa Classic Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Adventure Credit Union Visa Classic Platinum Credit Card report your account activity to credit bureaus?
Yes, Adventure Credit Union Visa Classic Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Adventure Credit Union Visa Classic Platinum Credit Card
- Visit the Adventure Credit Union Visa Classic Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
630 32nd Street SE
Grand Rapids, MI 49548 USA - (800) 323-2129
- Visit Site
- Email Support
Other Services by Adventure Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | Starting at 3% |
| Initial Program Fee | $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Paper Statement Fee | $5 |
| Additional Card Fee Amount | $0 |
| Late Fee Amount | Up to $20 |
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