
Alliance Credit Union Visa Platinum Card
in Personal Credit Cards from Alliance Credit Union
UnaffiliatedAlliance Credit Union Visa Platinum Card
in Personal Credit Cards from Alliance Credit Union
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Purchase APR (Variable APR) | 13.49% - 22.49% |
Balance Transfer APR (Variable APR) | 13.49% - 22.49% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Alliance Credit Union Visa Platinum Card Review
Alliance Credit Union Visa Platinum Card is a credit card issued by Alliance Credit Union. If you're wondering whether Alliance Credit Union Visa Platinum Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 18 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 18 months.
- Competitive APRs. Alliance Credit Union Visa Platinum Card has a variable purchase APR that ranges from 13.49% up to 22.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Alliance Credit Union Visa Platinum Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good | The Bad |
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Is there a Alliance Credit Union Visa Platinum Card cash back or rewards program?
No, Alliance Credit Union Visa Platinum Card does not offer a rewards program.
What are the Alliance Credit Union Visa Platinum Card benefits?
Alliance Credit Union Visa Platinum Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alliance Credit Union Visa Platinum Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Alliance Credit Union Visa Platinum Card has lower than average purchase APRs.Alliance Credit Union Visa Platinum Card has a variable purchase APR that ranges from 13.49% up to 22.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 22.49%. It also has a variable cash advance APR of 25.49% .
Does Alliance Credit Union Visa Platinum Card have an introductory APR offer on balance transfers?
Yes, Alliance Credit Union Visa Platinum Card offers an introductory APR rate on balance transfers of 0% for a period of up to 18 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | N/A |
Balance Transfer Fee Intro Period | N/A |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 18 months |
Balance Transfer APR | 13.49% - 22.49% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does Alliance Credit Union Visa Platinum Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 18 months.
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 18 months |
What are the fees for Alliance Credit Union Visa Platinum Card?
The following fees apply to Alliance Credit Union Visa Platinum Card:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $39 |
Does Alliance Credit Union Visa Platinum Card have a foreign transaction fee?
Alliance Credit Union Visa Platinum Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Alliance Credit Union Visa Platinum Card report your account activity to credit bureaus?
Yes, Alliance Credit Union Visa Platinum Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Alliance Credit Union Visa Platinum Card
- Visit the Alliance Credit Union Visa Platinum Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1280 South Highway Drive
Fenton, MO 63026 - (800) 714-3319
- Visit Site
Other Services by Alliance Credit Union

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 18 months |
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