Alliance CU Visa Signature College Rewards Card

Alliance CU Visa Signature College Rewards Card Review

This is a credit card issued by Alliance Credit Union. If you're wondering whether Alliance CU Visa Signature College Rewards Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Alliance CU Visa Signature College Rewards Card has a variable purchase APR that ranges from 15.49% up to 24.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Alliance CU Visa Signature College Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Does Alliance CU Visa Signature College Rewards Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Alliance CU Visa Signature College Rewards Card benefits?

It provides the following benefits:

• Reports to major credit bureaus

What are the relevant APRs for Alliance CU Visa Signature College Rewards Card?

Alliance CU Visa Signature College Rewards Card has a variable purchase APR that ranges from 15.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%. It also has a variable cash advance APR of 25.49% .

What are the fees for Alliance CU Visa Signature College Rewards Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Alliance CU Visa Signature College Rewards Card report your account activity to credit bureaus?

Yes, Alliance CU Visa Signature College Rewards Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Alliance CU Visa Signature College Rewards Card

• Visit the Alliance CU Visa Signature College Rewards Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.