
Alliance CU Visa Signature College Real Rewards Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
Purchase APR (Variable APR) |
17.49% - 27.49% (Verified 10/21/2022) |
Balance Transfer APR (Variable APR) |
17.49% - 27.49% (Verified 10/21/2022) |
Credit Score Range | 500 - 850 |
Annual Fee | $0 |
Alliance CU Visa Signature College Real Rewards Card Review
This is a rewards credit card issued by Alliance Credit Union. If you're wondering whether Alliance CU Visa Signature College Real Rewards Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- After your first purchase, you'll get 2,500 bonus rewards points.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 27.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Alliance CU Visa Signature College Real Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Alliance CU Visa Signature College Real Rewards Card
The Good | The Bad |
---|---|
|
|
Alliance CU Visa Signature College Real Rewards Card FAQ
Does Alliance CU Visa Signature College Real Rewards Card have a cash back or rewards program?
Alliance CU Visa Signature College Real Rewards Card is a rewards card.
Minimum rewards rate | 1.5x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus (Points/Miles) | 2500 |
Does Alliance CU Visa Signature College Real Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Alliance CU Visa Signature College Real Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Alliance CU Visa Signature College Real Rewards Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alliance CU Visa Signature College Real Rewards Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Alliance CU Visa Signature College Real Rewards Card has a variable purchase APR that ranges from 17.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 27.49%. It also has a variable cash advance APR of 28.99% .
Does Alliance CU Visa Signature College Real Rewards Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 17.49% - 27.49% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does Alliance CU Visa Signature College Real Rewards Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Alliance CU Visa Signature College Real Rewards Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 2% |
Returned Payment Fee | up to $41 |
Late Payment Fee | up to $41 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Alliance CU Visa Signature College Real Rewards Card have a foreign transaction fee?
Alliance CU Visa Signature College Real Rewards Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Alliance CU Visa Signature College Real Rewards Card?
The Alliance CU Visa Signature College Real Rewards Card customer service number is (800) 714-3319.
What is the support contact email for Alliance CU Visa Signature College Real Rewards Card?
The support contact email for Alliance CU Visa Signature College Real Rewards Card is talktous@alliancecu.com.
What is the Alliance CU Visa Signature College Real Rewards Card login page?
You can access the Alliance CU Visa Signature College Real Rewards Card login page here.
How do people rate the customer service and user experience of Alliance CU Visa Signature College Real Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alliance CU Visa Signature College Real Rewards Card report your account activity to credit bureaus?
Yes, Alliance CU Visa Signature College Real Rewards Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Alliance CU Visa Signature College Real Rewards Card
- Visit the Alliance CU Visa Signature College Real Rewards Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1280 South Highway Drive
Fenton, MO 63026 USA - (800) 714-3319
- Visit Site
- Email Support
Other Services by Alliance Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
Be the first to rate
Would you recommend Alliance CU Visa Signature College Real Rewards Card to your friends?
Alliance Credit Union Credit Cards
- Arvest Bank Platinum Credit Card
- BankAmericard Credit Card
- Capital Bank Visa® Platinum Credit Card
- Centris Federal Credit Union Visa® Platinum Credit Card
- Circle Federal Credit Union Visa Classic
- City National Bank Cash Back Visa Signature Credit Card
- Exchange Bank Secured Visa® Card
- Idaho Central CU Fixed Rate Visa Credit Card
- McCoy's Building Supply Credit Card
- New Cumberland FCU Rewards Visa Credit Card
- OneAZ Credit Union Visa Platinum Credit Card
- Owners Reward Card By M1