Alltru Credit Union Blue Secure Visa
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| Purchase APR (Variable APR) | 15.99% |
| Balance Transfer APR (Variable APR) | 0% |
| Credit Score Range | 300 - 550 |
| Annual Fee | N/A |
Alltru Credit Union Blue Secure Visa Review
This is a credit card issued by Alltru Credit Union. If you're wondering whether Alltru Credit Union Blue Secure Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Alltru Credit Union Blue Secure Visa has a variable purchase APR of 15.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
| The Good | The Bad |
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Does Alltru Credit Union Blue Secure Visa have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Alltru Credit Union Blue Secure Visa benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Alltru Credit Union Blue Secure Visa?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Alltru Credit Union Blue Secure Visa has a variable purchase APR of 15.99%. The card has a variable balance transfer APR of 0% . It also has a variable cash advance APR of 0% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Alltru Credit Union Blue Secure Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alltru Credit Union Blue Secure Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alltru Credit Union Blue Secure Visa?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $27 |
| Late Payment Fee | up to $18 |
Does Alltru Credit Union Blue Secure Visa have a foreign transaction fee?
Alltru Credit Union Blue Secure Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Alltru Credit Union Blue Secure Visa?
The support contact email for Alltru Credit Union Blue Secure Visa is contactus@alltrucu.org.
How do people rate the customer service and user experience of Alltru Credit Union Blue Secure Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alltru Credit Union Blue Secure Visa report your account activity to credit bureaus?
Yes, Alltru Credit Union Blue Secure Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Alltru Credit Union Blue Secure Visa
- Visit the Alltru Credit Union Blue Secure Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1232 Wentzville Parkway
Wentzville, MO 63385 - Visit Site
- Email Support
About Alltru Credit Union Blue Secure Visa
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 2% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $27 |
| Late Fee Amount | Up to $18 |
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