Last Updated: 07/28/2025
Alltru Credit Union Blue Secure Visa
Unaffiliated
in Credit Cards from Alltru Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
17.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
0%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
300 - 550
Annual Fee
N/A
Alltru Credit Union Blue Secure Visa Review
This is a card issued by Alltru Credit Union. If you're wondering whether Alltru Credit Union Blue Secure Visa is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 17.49%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Alltru Credit Union Blue Secure Visa
| The Good | The Bad |
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Alltru Credit Union Blue Secure Visa FAQ
Does Alltru Credit Union Blue Secure Visa have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Alltru Credit Union Blue Secure Visa?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Alltru Credit Union Blue Secure Visa has a variable purchase APR of 17.49%. The card has a variable balance transfer APR of 0% . It also has a variable cash advance APR of 0% .
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Alltru Credit Union Blue Secure Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alltru Credit Union Blue Secure Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alltru Credit Union Blue Secure Visa?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $27 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $18 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Alltru Credit Union Blue Secure Visa have a foreign transaction fee?
Alltru Credit Union Blue Secure Visa charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Alltru Credit Union Blue Secure Visa?
The customer service number for Alltru Credit Union Blue Secure Visa is (800) 288-7618.
What is the support contact email for Alltru Credit Union Blue Secure Visa?
The support contact email for Alltru Credit Union Blue Secure Visa is contactus@alltrucu.org.
What is the login page for Alltru Credit Union Blue Secure Visa?
You can access the login page of Alltru Credit Union Blue Secure Visa here.
How do people rate the customer service and user experience of Alltru Credit Union Blue Secure Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alltru Credit Union Blue Secure Visa report your account activity to credit bureaus?
Yes, Alltru Credit Union Blue Secure Visa reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alltru Credit Union perform a hard credit pull?
Yes, Alltru Credit Union Blue Secure Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Alltru Credit Union Blue Secure Visa
- Visit the website of Alltru Credit Union Blue Secure Visa.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM