Last Updated: 07/28/2025
Alltru Credit Union Blue Forward Credit Building Visa
Unaffiliated
from Alltru Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
350 - 600
Annual Fee
N/A
Alltru Credit Union Blue Forward Credit Building Visa Review
This is a card issued by Alltru Credit Union. If you're wondering whether Alltru Credit Union Blue Forward Credit Building Visa is the right card for you, read on.
Key Takeaways
- APRs: Alltru Credit Union Blue Forward Credit Building Visa has a variable regular purchase APR of 15.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Alltru Credit Union Blue Forward Credit Building Visa
| The Good | The Bad |
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Alltru Credit Union Blue Forward Credit Building Visa FAQ
Does Alltru Credit Union Blue Forward Credit Building Visa have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Alltru Credit Union Blue Forward Credit Building Visa?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Alltru Credit Union Blue Forward Credit Building Visa has a variable purchase APR of 15.99%. Alltru Credit Union Blue Forward Credit Building Visa does not offer balance transfers.
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Alltru Credit Union Blue Forward Credit Building Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Alltru Credit Union Blue Forward Credit Building Visa does not offer balance transfers.Does Alltru Credit Union Blue Forward Credit Building Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alltru Credit Union Blue Forward Credit Building Visa?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $27 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $18 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10.00 - $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Alltru Credit Union Blue Forward Credit Building Visa have a foreign transaction fee?
Alltru Credit Union Blue Forward Credit Building Visa charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Alltru Credit Union Blue Forward Credit Building Visa?
The customer service number for Alltru Credit Union Blue Forward Credit Building Visa is (800) 288-7618.
What is the support contact email for Alltru Credit Union Blue Forward Credit Building Visa?
The support contact email for Alltru Credit Union Blue Forward Credit Building Visa is contactus@alltrucu.org.
How do people rate the customer service and user experience of Alltru Credit Union Blue Forward Credit Building Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alltru Credit Union Blue Forward Credit Building Visa report your account activity to credit bureaus?
Yes, Alltru Credit Union Blue Forward Credit Building Visa reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alltru Credit Union perform a hard credit pull?
Yes, Alltru Credit Union Blue Forward Credit Building Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Alltru Credit Union Blue Forward Credit Building Visa
- Visit the website of Alltru Credit Union Blue Forward Credit Building Visa.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM
Other Services by Alltru Credit Union
Other Credit Cards from Alltru Credit Union
Rating not yet determined
Purchase APR
17.49%
Disclaimer popup with additional information
Balance Transfer APR
0%
Disclaimer popup with additional information
Credit Score Range
300 - 550
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
9.49% - 18.00%
Disclaimer popup with additional information
Balance Transfer APR
12.49% - 18.00%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
9.99% - 18%
Disclaimer popup with additional information
Balance Transfer APR
12.99% - 18%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
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Alltru Credit Union Blue Forward Credit Building Visa Community Reviews
Would you recommend Alltru Credit Union Blue Forward Credit Building Visa to your friends?
U
Anonymous
Jan 17, 2022
May or may not recommend
Actually I don't have any experience.i want to lean about this
Showing 1 of 1 reviews
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