
Alltru Credit Union Signature Rewards Visa
in Personal Credit Cards from Alltru Credit Union
UnaffiliatedAlltru Credit Union Signature Rewards Visa
in Personal Credit Cards from Alltru Credit Union
Would you recommend Alltru Credit Union Signature Rewards Visa to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 9.99% - 18% |
Balance Transfer APR (Variable APR) | 12.99% - 18% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Alltru Credit Union Signature Rewards Visa Review
Alltru Credit Union Signature Rewards Visa is a rewards credit card issued by Alltru Credit Union. If you're wondering whether Alltru Credit Union Signature Rewards Visa is the right card for you, read on. This is everything you need to know to make a good choice.
- Signup bonus. Offers a signup bonus of 15000 points after spending $1,500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Alltru Credit Union Signature Rewards Visa has a variable purchase APR that ranges from 9.99% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 0 day of opening the account. After the introductory period, the fee is 0%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good | The Bad |
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Is there a Alltru Credit Union Signature Rewards Visa cash back or rewards program?
Alltru Credit Union Signature Rewards Visa offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | 1x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 15000 |
Signup Bonus Spend Requirement | $1500 |
Signup Bonus Spend Period (months) | 3 months |
Does Alltru Credit Union Signature Rewards Visa have a signup bonus?
Alltru Credit Union Signature Rewards Visa doesn't offer a cash signup bonus. However, it does include a 15000 points signup bonus after spending $1500 that can be redeemed for travel, gifts, or other perks.Does Alltru Credit Union Signature Rewards Visa offer an annual loyalty bonus?
Alltru Credit Union Signature Rewards Visa doesn't offer a cash loyalty bonus.What are the Alltru Credit Union Signature Rewards Visa benefits?
Alltru Credit Union Signature Rewards Visa provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alltru Credit Union Signature Rewards Visa?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Alltru Credit Union Signature Rewards Visa has lower than average purchase APRs.Alltru Credit Union Signature Rewards Visa has a variable purchase APR that ranges from 9.99% up to 18%. The card has a variable balance transfer APR that ranges from 12.99% up to 18%. It also has a variable cash advance APR that ranges from 12.99% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Alltru Credit Union Signature Rewards Visa have an introductory APR offer on balance transfers?
Yes, Alltru Credit Union Signature Rewards Visa offers an introductory APR rate on balance transfers of 3.99% for a period of up to 12 months.
Description | |
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Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Fee Intro Period | 0 days |
Balance Transfer Introductory APR | 3.99% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 12.99% - 18% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Alltru Credit Union Signature Rewards Visa have an introductory APR offer on new purchases?
Alltru Credit Union Signature Rewards Visa does not offer an introductory rate on new purchases.Description |
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What are the fees for Alltru Credit Union Signature Rewards Visa?
The following fees apply to Alltru Credit Union Signature Rewards Visa:
Fees | Amount |
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Annual Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | $27 |
Late Payment Fee | $18 |
Does Alltru Credit Union Signature Rewards Visa have a foreign transaction fee?
Alltru Credit Union Signature Rewards Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Alltru Credit Union Signature Rewards Visa report your account activity to credit bureaus?
Yes, Alltru Credit Union Signature Rewards Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Alltru Credit Union Signature Rewards Visa
- Visit the Alltru Credit Union Signature Rewards Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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1232 Wentzville Parkway
Wentzville, MO 63385 - (800) 288-7618
- Visit Site
About Alltru Credit Union Signature Rewards Visa

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | Starting at 1 |
Every Purchase (Points) | Earn one reward point for every dollar spent |
Alltru Credit Union Signature Rewards Visa Community Reviews
Would you recommend Alltru Credit Union Signature Rewards Visa to your friends?
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