AmeriCU Credit Union Mastercard®
in Personal Credit Cards from AmeriCU Credit Union
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| Purchase APR (Fixed APR) | Starting at 12.9% |
| Balance Transfer APR (Fixed APR) | Starting at 12.9% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
AmeriCU Credit Union Mastercard® Review
This is a credit card issued by AmeriCU Credit Union. If you're wondering whether AmeriCU Credit Union Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
| The Good | The Bad |
|---|---|
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Does AmeriCU Credit Union Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for AmeriCU Credit Union Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR starting at 12.9% . The card has a fixed balance transfer APR starting at 12.9% . It also has a fixed cash advance APR starting at 17.9% .
Does AmeriCU Credit Union Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does AmeriCU Credit Union Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for AmeriCU Credit Union Mastercard®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $28 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for AmeriCU Credit Union Mastercard®?
The AmeriCU Credit Union Mastercard® customer service number is (800) 388-2000.
What is the support contact email for AmeriCU Credit Union Mastercard®?
The support contact email for AmeriCU Credit Union Mastercard® is hello@americu.org.
Does AmeriCU Credit Union Mastercard® report your account activity to credit bureaus?
Yes, AmeriCU Credit Union Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for AmeriCU Credit Union Mastercard®
- Visit the AmeriCU Credit Union Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1916 Black River Blvd. Rome, NY 13440
Rome, NY 13440 - (800) 388-2000
- Visit Site
- Email Support
Other Services by AmeriCU Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Minimum Interest Charge | $0.50 |
| Returned Payment Fee | Up to $28 |
| Late Fee Amount | Up to $25 |
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