Last Updated: 07/28/2025
NextMark Credit Union Visa® Platinum Rewards Credit Card
Unaffiliated
in Credit Cards from NextMark Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.24% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
16.24% - 18.00%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
N/A
NextMark Credit Union Visa® Platinum Rewards Credit Card Review
This is a travel card issued by NextMark Credit Union. If you're wondering whether NextMark Credit Union Visa® Platinum Rewards Credit Card is the right card for you, read on.
Key Takeaways
- PLUS, new cardholders, use your card and spend 3,000 in qualifying purchases in the first three months and earn 15,000 in BONUS points.
- APRs: NextMark Credit Union Visa® Platinum Rewards Credit Card has a variable regular purchase APR that ranges from 14.24% up to 18.00%.
- A 3.0% balance transfer fee. NextMark Credit Union Visa® Platinum Rewards Credit Card charges a fee of 3.0% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.0% every time you make a transaction outside the U.S.
- Gas rewards. on eligible fuel purchases.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel assistance, and fraud protection.
Pros & Cons of NextMark Credit Union Visa® Platinum Rewards Credit Card
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NextMark Credit Union Visa® Platinum Rewards Credit Card FAQ
Does NextMark Credit Union Visa® Platinum Rewards Credit Card have a cash back or rewards program?
NextMark Credit Union Visa® Platinum Rewards Credit Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | 3 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does NextMark Credit Union Visa® Platinum Rewards Credit Card have a signup bonus?
Yes. PLUS, new cardholders, use your card and spend 3,000 in qualifying purchases in the first three months and earn 15,000 in BONUS points.
Does NextMark Credit Union Visa® Platinum Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the NextMark Credit Union Visa® Platinum Rewards Credit Card benefits?
NextMark Credit Union Visa® Platinum Rewards Credit Card provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for NextMark Credit Union Visa® Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.NextMark Credit Union Visa® Platinum Rewards Credit Card has a variable purchase APR that ranges from 14.24% up to 18.00%. The card has a variable balance transfer APR that ranges from 16.24% up to 18.00%. It also has a variable cash advance APR that ranges from 16.24% up to 18.00%.
Does NextMark Credit Union Visa® Platinum Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does NextMark Credit Union Visa® Platinum Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for NextMark Credit Union Visa® Platinum Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | 1.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does NextMark Credit Union Visa® Platinum Rewards Credit Card have a foreign transaction fee?
NextMark Credit Union Visa® Platinum Rewards Credit Card charges a foreign transaction fee of up to 1.0%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for NextMark Credit Union Visa® Platinum Rewards Credit Card?
The customer service number for NextMark Credit Union Visa® Platinum Rewards Credit Card is (703) 218-9900.
What is the support contact email for NextMark Credit Union Visa® Platinum Rewards Credit Card?
The support contact email for NextMark Credit Union Visa® Platinum Rewards Credit Card is memberservice@NextMarkCU.org.
What is the login page for NextMark Credit Union Visa® Platinum Rewards Credit Card?
You can access the login page of NextMark Credit Union Visa® Platinum Rewards Credit Card here.
How do people rate the customer service and user experience of NextMark Credit Union Visa® Platinum Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does NextMark Credit Union Visa® Platinum Rewards Credit Card report your account activity to credit bureaus?
Yes, NextMark Credit Union Visa® Platinum Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does NextMark Credit Union perform a hard credit pull?
Yes, NextMark Credit Union Visa® Platinum Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for NextMark Credit Union Visa® Platinum Rewards Credit Card
- Visit the website of NextMark Credit Union Visa® Platinum Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:30AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM