Apple Federal Credit Union Visa Platinum Educator Credit Card
in Personal Credit Cards from Apple Federal Credit Union
UnaffiliatedApple Federal Credit Union Visa Platinum Educator Credit Card
in Personal Credit Cards from Apple Federal Credit Union
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| Purchase APR (Variable APR) | 7.99% - 18% |
| Balance Transfer APR (Variable APR) | 7.99% - 18% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Apple Federal Credit Union Visa Platinum Educator Credit Card Review
This is a credit card issued by Apple Federal Credit Union. If you're wondering whether Apple Federal Credit Union Visa Platinum Educator Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Apple Federal Credit Union Visa Platinum Educator Credit Card has a variable purchase APR that ranges from 7.99% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
| The Good | The Bad |
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Does Apple Federal Credit Union Visa Platinum Educator Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Apple Federal Credit Union Visa Platinum Educator Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Apple Federal Credit Union Visa Platinum Educator Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 7.99% up to 18%. The card has a variable balance transfer APR that ranges from 7.99% up to 18%. It also has a variable cash advance APR that ranges from 7.99% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Apple Federal Credit Union Visa Platinum Educator Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Apple Federal Credit Union Visa Platinum Educator Credit Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 3.99% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 3.99% on qualified purchases for a period of up to 12 months.
What are the fees for Apple Federal Credit Union Visa Platinum Educator Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Apple Federal Credit Union Visa Platinum Educator Credit Card have a foreign transaction fee?
Apple Federal Credit Union Visa Platinum Educator Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Apple Federal Credit Union Visa Platinum Educator Credit Card?
The Apple Federal Credit Union Visa Platinum Educator Credit Card customer service number is (703) 788-4800.
Does Apple Federal Credit Union Visa Platinum Educator Credit Card report your account activity to credit bureaus?
Yes, Apple Federal Credit Union Visa Platinum Educator Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Apple Federal Credit Union Visa Platinum Educator Credit Card
- Visit the Apple Federal Credit Union Visa Platinum Educator Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
7696 Richmond Hwy UNIT F, Alexandria, VA 22306, United States
Alexandria, VA 22306 - (703) 788-4800
- Visit Site
About Apple Federal Credit Union Visa Platinum Educator Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 3.99% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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