SuperMoney
  Apple Federal Credit Union Student Visa Credit Card

Apple Federal Credit Union Student Visa Credit Card

in Personal Credit Cards from Apple Federal Credit Union

Unaffiliated

Apple Federal Credit Union Student Visa Credit Card

Unaffiliated

in Personal Credit Cards from Apple Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Apple Federal Credit Union Student Visa Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Fixed APR) 9.9%
Balance Transfer APR  (Fixed APR) 9.9%
Credit Score Range N/A
Annual Fee $0

Apple Federal Credit Union Student Visa Credit Card Review

Apple Federal Credit Union Student Visa Credit Card is a credit card issued by Apple Federal Credit Union. If you're wondering whether Apple Federal Credit Union Student Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Apple Federal Credit Union Student Visa Credit Card has a fixed purchase APR of 9.9%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
Apple Federal Credit Union Student Visa Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Apple Federal Credit Union Student Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Apple Federal Credit Union Student Visa Credit Card FAQ

Is there a Apple Federal Credit Union Student Visa Credit Card cash back or rewards program?

No, Apple Federal Credit Union Student Visa Credit Card does not offer a rewards program.

What are the Apple Federal Credit Union Student Visa Credit Card benefits?

Apple Federal Credit Union Student Visa Credit Card provides the following benefits:

  • Emergency Support
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Apple Federal Credit Union Student Visa Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Apple Federal Credit Union Student Visa Credit Card has lower than average purchase APRs.

Apple Federal Credit Union Student Visa Credit Card has a fixed purchase APR of 9.9%. The card has a fixed balance transfer APR of 9.9% . It also has a fixed cash advance APR of 9.9% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Apple Federal Credit Union Student Visa Credit Card have an introductory APR offer on balance transfers?

No, Apple Federal Credit Union Student Visa Credit Card does not come with an introductory APR offer for balance transfers.

Does Apple Federal Credit Union Student Visa Credit Card have an introductory APR offer on new purchases?

Apple Federal Credit Union Student Visa Credit Card does not offer an introductory rate on new purchases.
Apple Federal Credit Union Student Visa Credit Card Purchase Intro Offer
Description

What are the fees for Apple Federal Credit Union Student Visa Credit Card?

The following fees apply to Apple Federal Credit Union Student Visa Credit Card:

Apple Federal Credit Union Student Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $5
Late Payment Fee up to $5

Does Apple Federal Credit Union Student Visa Credit Card have a foreign transaction fee?

Apple Federal Credit Union Student Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Apple Federal Credit Union Student Visa Credit Card report your account activity to credit bureaus?

Yes, Apple Federal Credit Union Student Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Apple Federal Credit Union Student Visa Credit Card

  • Visit the Apple Federal Credit Union Student Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   7696 Richmond Hwy UNIT F, Alexandria, VA 22306, United States
    Alexandria, VA 22306
  • (703) 788-4800
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About Apple Federal Credit Union Student Visa Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Apple Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $5
Late Fee Amount Up to $5
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 9.9%
Credit Limit Up to $1,500
Penalty APR (Fixed APR) 0%
Purchase APR (Fixed APR) 9.9%
Balance Transfer APR (Fixed APR) 9.9%
Card Type Student
Card Network Visa

Be the first to rate

 

Would you recommend Apple Federal Credit Union Student Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards

Apple Federal Credit Union Personal Credit Cards

Loading...