Last Updated: 07/28/2025
Apple Federal Credit Union Visa Platinum Credit Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
10.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
10.99% - 18%(Verified 06/21/2024)
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Credit Score Range
N/A
Annual Fee
$0
Apple Federal Credit Union Visa Platinum Credit Card Review
This is a card issued by Apple Federal Credit Union. If you're wondering whether Apple Federal Credit Union Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Apple Federal Credit Union Visa Platinum Credit Card has a variable regular purchase APR that ranges from 10.99% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
Pros & Cons of Apple Federal Credit Union Visa Platinum Credit Card
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Apple Federal Credit Union Visa Platinum Credit Card FAQ
Does Apple Federal Credit Union Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Apple Federal Credit Union Visa Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Apple Federal Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 10.99% up to 18%. The card has a variable balance transfer APR that ranges from 10.99% up to 18%. It also has a variable cash advance APR that ranges from 10.99% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Apple Federal Credit Union Visa Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Apple Federal Credit Union Visa Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Apple Federal Credit Union Visa Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Apple Federal Credit Union Visa Platinum Credit Card?
The customer service number for Apple Federal Credit Union Visa Platinum Credit Card is (703) 788-4800.
What is the support contact email for Apple Federal Credit Union Visa Platinum Credit Card?
The support contact email for Apple Federal Credit Union Visa Platinum Credit Card is eserviceshelpdesk@applefcu.org.
What is the login page for Apple Federal Credit Union Visa Platinum Credit Card?
You can access the login page of Apple Federal Credit Union Visa Platinum Credit Card here.
How do people rate the customer service and user experience of Apple Federal Credit Union Visa Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Apple Federal Credit Union Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, Apple Federal Credit Union Visa Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Apple Federal Credit Union perform a hard credit pull?
Yes, Apple Federal Credit Union Visa Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Apple Federal Credit Union Visa Platinum Credit Card
- Visit the website of Apple Federal Credit Union Visa Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
7696 Richmond Hwy UNIT F, Alexandria, VA 22306, United States
Alexandria, VA 22306
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM