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  Apple Federal Credit Union Mason Alumni Visa Credit Card

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Apple Federal Credit Union Mason Alumni Visa Credit Card Unaffiliated

Apple Federal Credit Union Mason Alumni Visa Credit Card

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Highlights
Purchase APR  (Variable APR) 12.49% - 18%
(Verified 01/04/2023)
Balance Transfer APR  (Variable APR) 12.49% - 18%
(Verified 01/04/2023)
Credit Score Range N/A
Annual Fee $0

Apple Federal Credit Union Mason Alumni Visa Credit Card Review

This is a rewards card issued by Apple Federal Credit Union. If you're wondering whether Apple Federal Credit Union Mason Alumni Visa Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Apple Federal Credit Union Mason Alumni Visa Credit Card has a variable purchase APR that ranges from 12.49% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.

Pros & Cons of Apple Federal Credit Union Mason Alumni Visa Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Cardholders can earn rewards on their purchases.
  • Apple Federal Credit Union Mason Alumni Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.

Apple Federal Credit Union Mason Alumni Visa Credit Card FAQ

Does Apple Federal Credit Union Mason Alumni Visa Credit Card have a cash back or rewards program?

Apple Federal Credit Union Mason Alumni Visa Credit Card is a rewards card.

Apple Federal Credit Union Mason Alumni Visa Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Apple Federal Credit Union Mason Alumni Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Apple Federal Credit Union Mason Alumni Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Apple Federal Credit Union Mason Alumni Visa Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Apple Federal Credit Union Mason Alumni Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Apple Federal Credit Union Mason Alumni Visa Credit Card has a variable purchase APR that ranges from 12.49% up to 18%. The card has a variable balance transfer APR that ranges from 12.49% up to 18%. It also has a variable cash advance APR that ranges from 12.49% up to 18%.

Does Apple Federal Credit Union Mason Alumni Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Apple Federal Credit Union Mason Alumni Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Apple Federal Credit Union Mason Alumni Visa Credit Card?

The following fees apply:

Apple Federal Credit Union Mason Alumni Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Apple Federal Credit Union Mason Alumni Visa Credit Card have a foreign transaction fee?

Apple Federal Credit Union Mason Alumni Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Apple Federal Credit Union Mason Alumni Visa Credit Card?

The Apple Federal Credit Union Mason Alumni Visa Credit Card customer service number is (703) 788-4800.

What is the support contact email for Apple Federal Credit Union Mason Alumni Visa Credit Card?

The support contact email for Apple Federal Credit Union Mason Alumni Visa Credit Card is eserviceshelpdesk@applefcu.org.

What is the Apple Federal Credit Union Mason Alumni Visa Credit Card login page?

You can access the Apple Federal Credit Union Mason Alumni Visa Credit Card login page here.

How do people rate the customer service and user experience of Apple Federal Credit Union Mason Alumni Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Apple Federal Credit Union Mason Alumni Visa Credit Card report your account activity to credit bureaus?

Yes, Apple Federal Credit Union Mason Alumni Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Apple Federal Credit Union Mason Alumni Visa Credit Card

  • Visit the Apple Federal Credit Union Mason Alumni Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About Apple Federal Credit Union Mason Alumni Visa Credit Card

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View all credit cards offered by Apple Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • 3x Points on Gas
  • 1x Point on Every Purchase
Cash Advance APR (Variable APR) 12.49% - 18%
APR Type Variable APR
Credit Limit Up to $35,000
Purchase APR (Variable APR) 12.49% - 18%
(Verified 01/04/2023)
Balance Transfer APR (Variable APR) 12.49% - 18%
(Verified 01/04/2023)
Card Type
  • Rewards
Card Network Visa

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