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UnaffiliatedApple FCU Visa Credit Builder Credit Card
in Personal Credit Cards from Apple Federal Credit Union
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| Purchase APR (Variable APR) | 15% - 18% |
| Balance Transfer APR (Variable APR) | 15% - 18% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Apple FCU Visa Credit Builder Credit Card Review
This is a secured credit card credit card issued by Apple Federal Credit Union. If you're wondering whether Apple FCU Visa Credit Builder Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Apple FCU Visa Credit Builder Credit Card has a variable purchase APR that ranges from 15% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
| The Good | The Bad |
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Does Apple FCU Visa Credit Builder Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Apple FCU Visa Credit Builder Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Apple FCU Visa Credit Builder Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Apple FCU Visa Credit Builder Credit Card has a variable purchase APR that ranges from 15% up to 18%. The card has a variable balance transfer APR that ranges from 15% up to 18%. It also has a variable cash advance APR that ranges from 15% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Apple FCU Visa Credit Builder Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Apple FCU Visa Credit Builder Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Apple FCU Visa Credit Builder Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Apple FCU Visa Credit Builder Credit Card have a foreign transaction fee?
Apple FCU Visa Credit Builder Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.How do people rate the customer service and user experience of Apple FCU Visa Credit Builder Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Apple FCU Visa Credit Builder Credit Card report your account activity to credit bureaus?
Yes, Apple FCU Visa Credit Builder Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Apple FCU Visa Credit Builder Credit Card
- Visit the Apple FCU Visa Credit Builder Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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7696 Richmond Hwy UNIT F, Alexandria, VA 22306, United States
Alexandria, VA 22306 - Visit Site
About Apple FCU Visa Credit Builder Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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