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Last Updated: 07/28/2025

Magnolia State Bank Classic Credit Card

in Credit Cards from Magnolia State Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Magnolia State Bank logo
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Purchase APR (Variable APR)

N/A

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

600 - 850

Annual Fee

N/A

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Magnolia State Bank Classic Credit Card Review

This is a rewards card issued by Magnolia State Bank. If you're wondering whether Magnolia State Bank Classic Credit Card is the right card for you, read on.

Key Takeaways

  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Magnolia State Bank Classic Credit Card

Magnolia State Bank Classic Credit Card FAQ

Does Magnolia State Bank Classic Credit Card have a cash back or rewards program?

Magnolia State Bank Classic Credit Card is a rewards card. This card features rewards for purchases in the following categories:

    Does Magnolia State Bank Classic Credit Card have a signup bonus?

    This card doesn't offer a cash signup bonus.

    Does Magnolia State Bank Classic Credit Card offer an annual loyalty bonus?

    This card doesn't offer a cash loyalty bonus.

    What are the Magnolia State Bank Classic Credit Card benefits?

    Magnolia State Bank Classic Credit Card provides the following benefits:
    • Zero fraud liability
    • Travel Accident Insurance
    • Reports to major credit bureaus

    What are the relevant APRs for Magnolia State Bank Classic Credit Card?

    Magnolia State Bank Classic Credit Card does not offer balance transfers.

    Does Magnolia State Bank Classic Credit Card have an intro APR offer on balance transfers?

    No, it does not come with an intro APR offer for balance transfers. Magnolia State Bank Classic Credit Card does not offer balance transfers.

    Does Magnolia State Bank Classic Credit Card have an intro APR offer on new purchases?

    This card does not offer an intro APR rate on new purchases.

    What are the fees for Magnolia State Bank Classic Credit Card?

    N/A.

    What is the support contact email for Magnolia State Bank Classic Credit Card?

    The support contact email for Magnolia State Bank Classic Credit Card is csr@bankmsb.com.

    How do people rate the customer service and user experience of Magnolia State Bank Classic Credit Card?

    We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

    Does Magnolia State Bank Classic Credit Card report your account activity to credit bureaus?

    Yes, Magnolia State Bank Classic Credit Card reports to the following credit bureaus:
    • Equifax
    • Experian
    • TransUnion
    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

    Does Magnolia State Bank perform a hard credit pull?

    Yes, Magnolia State Bank Classic Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
    Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

    How to apply for Magnolia State Bank Classic Credit Card

    • Visit the website of Magnolia State Bank Classic Credit Card.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    130 Oak Street
    Eastman, GA 31023
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 4:00PM
    Tuesday
    9:00AM - 4:00PM
    Wednesday
    9:00AM - 4:00PM
    Thursday
    9:00AM - 4:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    Closed

    Other Services by Magnolia State Bank

    Other Credit Cards from Magnolia State Bank

    Magnolia State Bank logo
    Rating not yet determined
    Be the first to rate

    Purchase APR

    N/A

    Balance Transfer APR

    N/A

    Credit Score Range

    650 - 850

    300

    850

    Annual Fee

    $0
    Visit Site

    Magnolia State Bank logo

    Purchase APR

    N/A

    Balance Transfer APR

    N/A

    Credit Score Range

    600 - 850

    300

    850

    Annual Fee

    $0

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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Magnolia State Bank Classic Credit Card Community Reviews

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