Last Updated: 07/28/2025
Magnolia State Bank Platinum Credit Card
Unaffiliated
in Credit Cards from Magnolia State Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
N/A
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Magnolia State Bank Platinum Credit Card Review
This is a rewards card issued by Magnolia State Bank. If you're wondering whether Magnolia State Bank Platinum Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Magnolia State Bank Platinum Credit Card
| The Good | The Bad |
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Magnolia State Bank Platinum Credit Card FAQ
Does Magnolia State Bank Platinum Credit Card have a cash back or rewards program?
Magnolia State Bank Platinum Credit Card is a rewards card.
| Description |
Does Magnolia State Bank Platinum Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Magnolia State Bank Platinum Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Magnolia State Bank Platinum Credit Card benefits?
Magnolia State Bank Platinum Credit Card provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Magnolia State Bank Platinum Credit Card?
Magnolia State Bank Platinum Credit Card does not offer balance transfers.Does Magnolia State Bank Platinum Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Magnolia State Bank Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Magnolia State Bank Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the support contact email for Magnolia State Bank Platinum Credit Card?
The support contact email for Magnolia State Bank Platinum Credit Card is csr@bankmsb.com.
How do people rate the customer service and user experience of Magnolia State Bank Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Magnolia State Bank Platinum Credit Card report your account activity to credit bureaus?
Yes, Magnolia State Bank Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Magnolia State Bank perform a hard credit pull?
Yes, Magnolia State Bank Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Magnolia State Bank Platinum Credit Card
- Visit the website of Magnolia State Bank Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed
Other Services by Magnolia State Bank
Other Credit Cards from Magnolia State Bank
Rating not yet determined
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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