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Last Updated: 04/18/2025

First Financial FCU Traditional Rewards Visa Credit Card

from First Financial Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
First Financial FCU Traditional Rewards Visa Credit Card logo
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Highlights

Purchase APR (Variable APR)

9.90% - 18.00%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

9.90% - 18.00%(Verified 06/21/2024)

Credit Score Range

N/A


Annual Fee

$0

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First Financial FCU Traditional Rewards Visa Credit Card Review

This is a card issued by First Financial Federal Credit Union. If you're wondering whether First Financial FCU Traditional Rewards Visa Credit Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
  • APRs: First Financial FCU Traditional Rewards Visa Credit Card has a variable regular purchase APR that ranges from 9.90% up to 18.00%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.

Pros & Cons of First Financial FCU Traditional Rewards Visa Credit Card

First Financial FCU Traditional Rewards Visa Credit Card FAQ

Does First Financial FCU Traditional Rewards Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of First Financial FCU Traditional Rewards Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does First Financial Federal Credit Union perform a hard credit pull?

Yes, First Financial FCU Traditional Rewards Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for First Financial FCU Traditional Rewards Visa Credit Card

  • Visit the website of First Financial FCU Traditional Rewards Visa Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

72 Loveton Cir
Sparks Glencoe, MD 21152
(800) 903-3328
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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Other Credit Cards from First Financial Federal Credit Union

First Financial FCU Cashback Rewards Visa Signature Credit Card logo
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Purchase APR

15.49% - 18.00%
Disclaimer popup with additional information

Balance Transfer APR

15.49% - 18.00%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

N/A

Visit Site

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

First Financial FCU Traditional Rewards Visa Credit Card Community Reviews

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